Our neighborhood is like MelCald's -- the HOA rarely bothers anyone but has to exist b/c of the common areas. Our dues are $300 per year, and there's no way we could buy a pool and tennis club membership for that amount of $, so I think we have a good deal. When we bought in this neighborhood, we were accepting the covenants as written including architectural committee approval for fences, color changes, etc., no clotheslines, garbage cans not visible from the street, etc. Basketball goals are not allowed in the covenants either and probably half the houses have one -- I guess there's safety in numbers! I do wish cheaper fences were allowed, but I'm not losing sleep over it. We've lived here seven years and I can only think of two real changes made in the covenants. The tiny satelite dishes are now allowed in back yards and the rv/boat parking policy was tightened up -- don't have either so I'm not sure what it was.