Help! moment of panick...

[dalidaz]

Hi,
Ok i am pretty sure this was asked here somewhere, and i am pretty sure i am ok, but i was sitting here working and then i had a moment of OMG my points...

We just purchased this year in april . Our Use year is December. When we purchased (220 points) they gave us 2012 points. So when i log onto the DVC website i (used to ) see :
2012: 220 points
2013: 220 points

I know i had to bank my 2012 points so i do not lose them prior to July 31st? (i think?!) which i did as soon as all paper work went threw i banked my points.
So then i saw
2012: 0
2013: 440

In June i booked our may trip and it take out 218 points...

Now my question is, the 220 points that i have left for the original 2013 need to be banked when? I am assuming it is 3 months prior to my end of Use Year? So in other words my December Use year is like a "normal" January. So i have from Dec 2013 to Nov 2014 to use them, if i dont want to use them i can bank them and they extend one year (so Dec 2014 to Nov 2015)

Am i correct?
Thanks in advance everyone

 

[chalee94]

I know i had to bank my 2012 points so i do not lose them prior to July 31st? (i think?!) which i did as soon as all paper work went threw i banked my points.
So then i saw
2012: 0
2013: 440

In June i booked our may trip and it take out 218 points...

Now my question is, the 220 points that i have left for the original 2013 need to be banked when? I am assuming it is 3 months prior to my end of Use Year? So in other words my December Use year is like a "normal" January.

you need to verify this, but they should have taken the banked 2012 pts first, so that you only have 2 pts left from your 2012 UY that will expire at the end of nov 2014.

you need to bank your 2013 UY pts by july 31, 2014, just like before (4 months before the end of your UY.)

So i have from Dec 2013 to Nov 2014 to use them, if i dont want to use them i can bank them and they extend one year (so Dec 2014 to Nov 2015). Am i correct?

that's right.

 

[disneynutz]

A point can only be banked or borrowed once.

When you bank or borrow a point, you morph it into the UY that you moved it to. Banked and borrowed points should always be used first, once in a while the MS system makes a mistake.

The banking window is 8 months from the start of your UY.

Bill