Help me understand Amex annual billing

teller80

DIS Veteran
Joined
Apr 13, 2012
Messages
1,613
My Amex Blue lets me earn 6% back at supermarkets with a limit of $6000 annually (6% back on $6000). In it's terms and conditions, it says, "An annual reward year is 12 billing periods in a row beginning with the one that includes January 1st; if your billing cycle changes, the length of your annual reward year will also change.
You will earn a reward of 6% on the first $6,000 of eligible purchases in an annual reward year at supermarkets"


I opened the account in April, 2014. Do you take the terms to mean:

a. The first annual cycle ends Dec 31, and a new one starts Jan 1 - and every calender year after

b. The annual cycle is April 1 - March 31.

My brain is not comprehending this. I guess I could call... ugh.
 
My Amex Blue lets me earn 6% back at supermarkets with a limit of $6000 annually (6% back on $6000). In it's terms and conditions, it says, "An annual reward year is 12 billing periods in a row beginning with the one that includes January 1st; if your billing cycle changes, the length of your annual reward year will also change. You will earn a reward of 6% on the first $6,000 of eligible purchases in an annual reward year at supermarkets" I opened the account in April, 2014. Do you take the terms to mean: a. The first annual cycle ends Dec 31, and a new one starts Jan 1 - and every calender year after b. The annual cycle is April 1 - March 31. My brain is not comprehending this. I guess I could call... ugh.

It sounds like the first annual reward year will run through some time in December and year two will start the following day. I would call to confirm. Their customer service is good.

I have had this card for almost two years and love it. I max out the $6k buying gift cards at Kroger because I only spend a few hundred dollars a month on groceries at grocery stores. The offers are great.
 


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