Help me see the reality

[Nikisha421]

So not necessarily a financial issue...but we are buying our first place and have decided that it would be best to let our DVC...Im kinda sorta up in arms by the thought. I love all of our Disney and we have a new younger daughter who hasn't even started her Disney journey with our family. I know it's for the best...help me see the positives...please...we listed and at this point all I have to do is sign the documents and we will being the closing process... Im saddened

 

[luckyman_apd]

So not necessarily a financial issue...but we are buying our first place and have decided that it would be best to let our DVC...Im kinda sorta up in arms by the thought. I love all of our Disney and we have a new younger daughter who hasn't even started her Disney journey with our family. I know it's for the best...help me see the positives...please...we listed and at this point all I have to do is sign the documents and we will being the closing process... Im saddened

It's not something anyone can decide for you. If you think it's in your best interest to sell, then that's what you must do. I have a few curiosity questions...If it's not a financial issue.....why sell? You could rent your points through David's for a year or two (or more) and keep it until you are ready to use it again. Just a thought. DVC is not for everyone, but we know it is for us. We were lucky enough not to finance it, and our points total is smaller so the current price of $10 per point through Davids would actually net us money if we weren't able to use ours and rent it out.

 

[Brian Noble]

Establishing a new household takes a lot of time and money. But, it can also be quite rewarding. DVC will be there when you are ready---and possibly resale deeds will be even less expensive than they are now. And, I know that Disney's current marketing message is "You only have this moment once! Don't miss out!", but there are plenty of great ways to establish life-long family memories that don't involve giving Mickey a metric ton of cheese.

One thing to consider (and as a PP points out): if you expect this to be a relatively short-term situation, and you do not need the proceeds from a sale to do what you need to do to establish your home, you could instead rent your points out (either via DVCRequest or on your own) in the meantime.

 

[sweetdana]

I bet you made the right decision. You can always buy again.. think of it as a temp sale.. and make a goal to buy back in say 3 yrs or 5 yrs.

To often people go over board on spending esp extras more than the dues, but the APS, the DP, the flights.. you go girl!

 

[Nikisha421]

It's not something anyone can decide for you. If you think it's in your best interest to sell, then that's what you must do. I have a few curiosity questions...If it's not a financial issue.....why sell? You could rent your points through David's for a year or two (or more) and keep it until you are ready to use it again. Just a thought. DVC is not for everyone, but we know it is for us. We were lucky enough not to finance it, and our points total is smaller so the current price of $10 per point through Davids would actually net us money if we weren't able to use ours and rent it out.

new house expenses new baby...dvc is falling further and further down the necessity list...yes it was a necessity to me before (I needed my fix) but now our lives have changed...so not a cash strapped problem...

 

[Nikisha421]

I bet you made the right decision. You can always buy again.. think of it as a temp sale.. and make a goal to buy back in say 3 yrs or 5 yrs.

To often people go over board on spending esp extras more than the dues, but the APS, the DP, the flights.. you go girl!

thank you so much...I thought it did but I just needed to hear it from some

 

[DisneyRegulars]

Reality for us was when we built our new house we were instantly in $18,000 of credit card debt that took us 3 years to dig out of. All sorts of unexpected expenses like a drive way topcoat, a lawn, garbage cans, area rugs, $2000 worth of blinds, the list went on. None of it was extravagant, but if I had had a dvc at the time it just would have been added stress. If it is not a priority now, let it go, you can always get it back. Disney will be there even without a DVC. Congrats on your new baby!

 

[vandy]

DVC-A few days each year of memories, but most of those memories you can still have either renting points or staying at one of the other Disney resorts.

OWNING YOUR OWN HOME- Each day of the year is a memory!

Selling your DVC to be able to own your own place is a no-brainer to me, especially since you can always still go to Disney. Best wishes!

 

[lodge]

DVC-A few days each year of memories, but most of those memories you can still have either renting points or staying at one of the other Disney resorts.

OWNING YOUR OWN HOME- Each day of the year is a memory!

Selling your DVC to be able to own your own place is a no-brainer to me, especially since you can always still go to Disney. Best wishes!

I concur. You CAN still go!

 

[Greysword]

Two words: Pin Code!

 

[amypetecar]

View it as an opportunity to snatch up a great resale deal in a few years!

 

[Nikisha421]

Thanks so much for all of the positive feedback

Just an update I sign. I faxed. And I guess I sit back and see what the future brings. As for right now ill enjoy my kids and this great new place ( fingers crossed)

 

[ssawka]

Not a knock to you OP, but this why I always advise people that ask me about DVC to make sure they buy a house and start their family before even considering DVC. DVC is a great luxury, but you need to be sure you can really afford it before purchasing. The primary goal for any young couple should be home ownership. In recent years home ownership has lost its luster as a short term financial decision, but in the long term you should still see a pretty good ROI depending on where you live.

 

[JimMIA]

So not necessarily a financial issue...but we are buying our first place and have decided that it would be best to let our DVC...Im kinda sorta up in arms by the thought. I love all of our Disney and we have a new younger daughter who hasn't even started her Disney journey with our family. I know it's for the best...help me see the positives...please...we listed and at this point all I have to do is sign the documents and we will being the closing process... Im saddened

Your Princess' "Disney journey" is only one small part of her journey with your family. And to be honest, it's a relatively insignificant part of the larger journey she will make with you through the years before she branches out on her own.

Just a couple of years ago, a Disney trip was the ultimate wish for our daughter. We went at least once a year, often twice, and those were the highlights of her year. But now she's ten, and an Ice Princess.

So this year, we went to Orlando -- but not to Disney. Instead, we went to the Florida Open Figure Skating competition. We could have done both, but she wanted to focus on the competition.

During summer vacation, we went to Tennesee for a large family trip -- again, could have gone to Disney easier, but the priorities were different.

This April? You guessed it -- Florida Open again!

DD loves Disney, but she's only mentioned it once in the last two years. She'd rather hike Mist Trail in Yosemite, or tour the museums of the Smithsonian, or marvel at the seals in the waves at Cape Cod, than walk down Main Street at WDW. She still loves Disney, and fortunately we live only a few hours away so she can get an easy fix -- but she's growing up and her "journey" has much broader horizons than just a couple of years ago.

Life is like that. Celebrate, don't mourn.

 

[DisneyFreaks]

Your Princess' "Disney journey" is only one small part of her journey with your family. And to be honest, it's a relatively insignificant part of the larger journey she will make with you through the years before she branches out on her own.

Beautifully said!

 

[Nikisha421]

Your Princess' "Disney journey" is only one small part of her journey with your family. And to be honest, it's a relatively insignificant part of the larger journey she will make with you through the years before she branches out on her own.

Just a couple of years ago, a Disney trip was the ultimate wish for our daughter. We went at least once a year, often twice, and those were the highlights of her year. But now she's ten, and an Ice Princess.

So this year, we went to Orlando -- but not to Disney. Instead, we went to the Florida Open Figure Skating competition. We could have done both, but she wanted to focus on the competition.

During summer vacation, we went to Tennesee for a large family trip -- again, could have gone to Disney easier, but the priorities were different.

This April? You guessed it -- Florida Open again!

DD loves Disney, but she's only mentioned it once in the last two years. She'd rather hike Mist Trail in Yosemite, or tour the museums of the Smithsonian, or marvel at the seals in the waves at Cape Cod, than walk down Main Street at WDW. She still loves Disney, and fortunately we live only a few hours away so she can get an easy fix -- but she's growing up and her "journey" has much broader horizons than just a couple of years ago.

Life is like that. Celebrate, don't mourn.

Thanks so much for making me the real big picture