Has Disney Vacation Club Appeared In Your Credit Report?

[yitbos96bb]

I'm getting ready to purchase a mortgage for a house and I purchased DVC in June 2003. I just checked my credit report with all 3 bureaus and DVC hasn't appeared there. I was a co-signer with my boyfriend. He checked his also, and DVC isn't on his credit report either. Has anybody experienced this?

It wouldn't show up unless you financed it. Even then, Disney would have to report it to the bureaus, which it doesn't see to do.

 

[Ftwild5]

My friend just purchased in Sept. 2010 and she was told the same as I was told when I purchased that Disney does not show up on your credit report.

 

[parlay]

This thread is 7 years old.

but still valid today

 

[RCDisneyFan]

Nope. Still doesn't show up on any of my credit reports - we've been members for a few years now.

 

[SanDeeKath]

Do ANY timeshares show up on credit reports? I own Starwood and Marriott but I have never checked my reports...

Katherine

 

[supersuperwendy]

We wish it's showed up on our credit. We want to buy a house but we don't have enough credit currently. They said they may consider our dvc financing as an alternative source of credit. It would be so great if they did report.

 

[dominicve]

We wish it's showed up on our credit. We want to buy a house but we don't have enough credit currently. They said they may consider our dvc financing as an alternative source of credit. It would be so great if they did report.

I don't see how DVC could help. I guess if you've been a member for years, paying on time, it would be a positive, but if it was on your credit report it would be a debt that would increase your debt-to-income ratio and decrease the amount of the mortgage you would qualify for.