We brought in to DVC around 8 years ago, times were good & nobody had ever heard of 'sub prime loans', bank closures & all that was to follow. We brought 600 points & began to enjoy the most luxurious holidays, often spending 3 to 4 weeks touring around the resorts staying in lovely large 1,2 & 3 bed properties. Alas 2 years ago it all went 'pop', the business I had worked for for 40 years went under, what do we do now? We had already booked our holiday for 2010 so that was OK, however 2011 was a no go so we banked the points although paying the annual dues was tough. We are now into 2012 & are debating what to do (we now have 1200 points sitting waiting to use). We really would like to go this year as we miss Florida dreadfully, but the most time we could get off is the normal 2 weeks still leaving loads of points left. Any ideas on how to handle this.