Hi Karen, no problem at all.
I've sold that house ( it was a single family home) about 18 months ago due to getting divorced it was too much of a financial drain when I had a lot of other commitments. I'd guess it was running at about a $3-4k a year loss. It was being rented out while I wasn't there. Most years I was getting about 6 weeks a year use for that $3-4k loss.
The house was run by a management company, they organised pool cleaning, garden, pest control, house cleaning, paid bills etc. The cost of doing it that was was about $800 a month ( I think). The mortgage was about $1,000. Given the climate in Fl I don't think you can leave a house unoccupied or unchecked for very long. A decent management company is an absolute must.
IMHO unless you're going to be in the house for 6 months of the year or more it really isn't economically viable not to rent out. The rental income can help offset costs and it does have the advantage of people regularly coming into the house to check for anything going wrong and discourages burglers. I would guess to leave a house unoccupied is going to cost you about $1000 a month (with no mortgage), if you rent it out for 2 weeks a month you'll break even ( or better). If you can afford to lose $12,000 a year then I guess it's a personal choice, but over 10 years you could almost afford to buy another house :O .
Flying lizard that's really just about it, I can't think of anything that I was unhappy with or thought I should have done differently.
If anyone is looking for information on owning a home in Florida you're probably better off asking as well on the UK boards, there are a lot of Fl owners go there and as the topics don't dissapear as quickly as they do on this board you'll find it a lot easier to track down your answers.