An excellent thread. Like many other owners, I love the ability to stay in deluxe resorts I would never pay cash for (usually 3-4 nights covers my MF). With 170 pts my DD & I can visit WDW & DL each year. Some years I can plan in advance; this year less than 60 days and was able to get WLV for all but the last night. We buy 10 day non-expiring passes w/ waterparks & get 3 trips out of them (plus enough waterparks for even more future trips-very cheap add-on). Knowing we'll be back takes the pressure off of parks and we love to spend time @ our resort or pool hopping; makes it much more relaxing. Our new tradition is spending our last full day hitting all 4 parks-a long, crazy, fun day!