If you are a parent between certain ages (I think 19-42) and make 10-40k.
http://www.walletpop.com/2010/12/31/get-life-insurance-free-and-hope-you-dont-have-to-use-it/
http://www.walletpop.com/2010/12/31/get-life-insurance-free-and-hope-you-dont-have-to-use-it/