?? for those of you have bought more pts re-sale

[Scoootch]

Just wondering, when we bought originally we financed our pts through Disney and of course are making payments on them. If we were to buy re-sale this time to get more pts, do we need to find our own source of financing? Or do the re-sale companies generally take care of getting financing for you? TIA for any info.

 

[Happy Birthday Cat]

For the most part you get your own financing. There is at least one company that does finance re-sale purchases that the realtors can put you in contact with. I purchased a re-sale and found I could get much better rates on my own.

HBC

 

[4greatboys]

You are better off finding your own financing. The rates I have seen thru Disney and the resale places are quite a bit higher than other sources I have seen, atleast the ones in my region.

 

[Happy Birthday Cat]

The company that does most of the financing of resales that I have seen is:

http://www.tammac.com/

Good luck.

HBC

 

[robinb]

We bought our recent resale using a home equity loan. It was a great rate!

 

[DVC-Don]

Our first DVC purchase was financed through DVC. A year and a half later we paid it off with a HELoC (Home Equity Line of Credit) and purchased a DVC resale with the same HELoC). Much lower interest rate of 4.5% now. I think the DVC loan was 10.9%.

 

[Scoootch]

Thanks so much for all the helpful info.!

We are just starting to explore all the options of adding onto our pts. So every little bit of new info. is much appreciated. If anyone has anything to add to all this great advice I'd love to hear from you!