I need some financially savvy people to give me some advice, please I am really struggling with whether or not to go to Disney this year. I know it sounds ridiculous (and no one in my real life gets my Disney obsession), but I figured people on the Dis would understand! Here's the situation: We were at Disney in April '06 (and every year prior since 2002) and because the economy is pretty shaky right now I told DH I would be good and not plan a trip for this year. Then comes the 40% off discount code from Disney on Monday . . . and, that broke me! I have always wanted to stay at the Wilderness lodge but could never bring myself to spend that much $ on a 'hotel.' At 40% off, I can justify it and I'm afraid if we don't go now, we'll never get a rate like that again. The reason I'm not so sure about going is because DH and I are both in the building industry and we all know how that stands right now. Both of our companies have had lay offs recently and I know business is extremely slow . . . my company hasn't seen it like this since the 80's. The thing is though that I am 90% sure we would be one of the last ones let go. I am the only person that does my job and DH is in Sales, but also does IT for his company, both of which I would think they would need to hang onto until the end. We have a decent savings ($23,000) and I wouldn't even pull from that to pay for the trip. If we add the dining plan, which I'm not completely set on yet, our trip would cost about $4,400 for everything (air + dining + room + tickets). My airfare will be free because I'm using my frequent flier miles. I generally save about $1,000 a month in addition to what goes in our 401k which is about 28% of our income. So, we do save and are pretty practical when it comes to finances, which is why I'm trying to use my brain to make this decision instead of my heart!! I know DS3 would love another trip - his first trip was last year and he keeps asking to go back. DD has been there many times, but would still like to go back. Oh, another note. I did rack up a credit card bill, which I said I would never do, but Christmas was tough this year because DH didn't get the bonus we thought he was going to. So, I do havea $5,000 CC bill, but it is on a no interest card until November and I'm sure I can have that and the trip paid off by then with no problem. It would just mean not saving much else! I'm sorry this got so long! If you're still reading, what would you do? I know we're not in a bad financial situation in any way, but I don't want a vacation (even a Disney vacation) to adversely affect that, kwim?!?! Thanks for any input.