Finally did it.... we are out of credit card debt!

Congrats! We've been following Dave Ramsey's program (modified somewhat) and just bought a car, paying cash for the first time! We'll have our HELOC paid off in May, and after that, we'll be hitting the mortgage hard, baybee.

Rock on!

:cool2:
 
YAY!! That's awesome! That must be such a good feeling...
 

I keep getting these offers for debt consolidation saying that they can settle my $30,000 debt for $12,000. Is this ligit? Does this affect my credit?
 
:worship: Congrats!!! We have 14 more months to go. But, we are on track and super excited. I can't wait to have the same feeling your feeling now.

:cheer2:
 
Congrats!!! I am on my way as well, i've started before but this time i am focused and on track and doing great. Probably have about two years but I cant wait!!!
 


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