I think there might be another way to look at this. AAA offers a discount that you can usually book early. You can plan for it. The nice thing about AAA room only for us is the cancellation dates are such that it allows us not to purchase insurance. (About 130.00) 45 days out, we still might have to cancel (certainly hope not, but sometimes DH's job...) but with AAA at 6 or 7 days out, we know for sure. I priced our vacation/tickets, and it was about the same as what I already had with AAA and UnderCover Tourist tickets. The best part for me is I avoided a package, but still got a good rate. (Between the room rate and the tickets, we saved about 440.00.) That's not including the savings by avoiding insurance...