My resolve is wearing thin.
I still have concerns about the economy and the safety of traveling in the near term, but the blue card minimum going up AGAIN and the current incentives are making me reconsider waiting for
Disneyland Tower. DLT has apparently been approved by a commission, but not by the Anaheim City Council, so it's still a gamble that it even happens. Also, it will probably be really expensive and really high point values.
So, I'm thinking about buying 100 points at Copper Creek.

In hindsight, I should have bought when it was 195 and had a 75 point minimum for the blue card, but here we are. Those thoughts are why I'm thinking about buying now before things go up AGAIN. CCV is one of the best values of the current incentives and I dislike the Riviera points chart and resale restrictions. I could add points at BLT and/or Poly (a 50-50 split), but they cost more per point to buy in and then the expiration years are different, so I'd lose benefits for the last 6 years of Poly, if I even still have the contract.
I'm thinking about if I do get 100 points at CCV, to split them into two 50-point contracts. This way, I could sell one of them and then buy, say, 75 at Disneyland Tower if the minimum is 125 at that time, but then I don't think 50 is enough for CCV. Maybe it would better to sell my 125-point Poly or 80-point BLT resale if I want to add on at DLT in the future, then all 100 points would be a single contract for the blue card and I could just get the minimum add-on at DLT, which might be 50 like it is at RIV and CCV.
I am admittedly overthinking this. I've had blue card FOMO from the beginning. My original plan was to get some points resale and the minimum direct, but I was on a wait list for BLT for so long that I bought resale points instead, and ...yeah. Once it came available, it was right after I'd closed on my resale and I didn't want to spend the money, especially since I think it was $220/point at the time. I kind of regret that now.
My resale points are actually pre-2019, so I
could use them at this mythical Disneyland Tower, provided it exists AND I can get in at 7 months. I'm going in circles.

Help? Thoughts?