DH and I were trying to decide between a resale or the new BVC. One of the questions we had were what kind of financing was there if we bought through a resale. We don't own a home, military, so we don't have the option of adding it to our house payments. Would it be a regular signature loan or some other loan and what kind of rate would go with the loan? When I called the bank to ask about financing a timeshare, the lady kept telling me that the the "primeshare" was at a 6.5%, I kept telling her that I was thinking about a timeshare....Then she said that I could borrow against my savings, using that as collateral. I bit my tongue though and didn't tell her that if I had 12K in my savings I wouldn't need a loan. Disney financing is looking pretty good and simple about now. Just when I got the jist of a point system, this pops up.