Yep- that's why we haven't bought DVC...yet. Our best friends are DVC members and we take the DVC tours nearly every year we go, and we go almost every year. However, when I can stay at a Value Resort with tickets and food for a family of 4 for $1700 for a week each year, I just can't justify the cost of DVC, as the yearly fees are almost that much, and I do so knowing that additionally, I still would have to buy my tickets and food each time which there really isn't a "break" on (even with TIW, it's not saving much). If/when free dining goes away, or if/when I decide I want a "better hotel" then a Value resort, maybe I'll sign. Until then, Free Dining at the Values makes much more sense for my family. I LOVE the resorts my friends stay at for DVC, but that's our choice and exactly why we do so!