I would need 158 points for 5 nights at NB, which on the open market in the US would rent for about $10 per point. The savings to me booking with points would be @ $1700, taking into account that I'd be obligated to purchase length of stay passes in the exchange. I have the points to use since I will not be visiting the US parks in 2009. Dave is correct, I can bank them into 2010 but would have to use those points before August of that year or loose them. I'm just not sure when I'll be vacationing in 2010 so I don't want to put myself at a disadvantage. The January-July 1st dates for 2009 were released to DVC Dec 14th. If this holds up they may not release July's dates and beyond until May or June. That's just not enough time to sort out all of the details for your typical traveler from abroad.