Don't be afraid of your budget, join the October No Buy!

[Zhoen]

I am the picture of "instant karma" today.

I splurged ($.15, yes 15 CENTS) on grits this morning, and the lunch lady didn't have change for a $1 bill (WTH???) so I had to go get change and bring it back to her later.

Then I needed the oil changed in my car, and the Jiffy Lube is right by a chinese place with fantastic soup... soup is cheap, right? yep... I had to buy extra to make the $5 minimum... so $9 instead of $4... boohoo... but it was yummy.

Obviously, the universe is trying to make my "conveniences" inconvenient. The universe sucks sometimes...

 

[stayhomemom77]

No Buy Days: 8/27
Trips to the Dollar Store: 1/4
Fast food stops: 0/4
Total in the change jar $0

Oct 1-$0
Oct 2-$0
Oct 3-$0
Oct 4-$0
Oct 5-$10.04
Oct 6-$0
Oct 7-$0
Oct 8-$0
Oct 9-$0

Doing great so far...if I can manage to stay strong tomorrow, then I'll have my entire $20 bill from this week to throw in my Disney jar! Whoot!

 

[LSU25]

Welcome back!!! I haven't been in a no buy for almost two months, between my parents visiting for a month and our Disney trip for two weeks it's been crazy to say the least. I am currently 24 weeks pregnan with twin girls and have a 2 y/o DS. I am in charge of all buying in the house as far as household items, food, diapers (swag bucks and amazon mom)ect. Basically if you can buy it at Walmart I'm responsible for it. I get $100 a week and whatever I don't spend goes towards one of 3 categories. Between stocking up this month on various items and just getting back from vacation anything I save will be a blessing!

3 categories for left over money: twin/cameron 40% Disney 2016 trip 30% ( yes far away I know but staying at contemporary with 3 kids all over 3 is expensive), Christmas 2013 30%. Once one of these is fully funded I will divide up the money between the two remaining. Thank god we finished up Christmas shopping already this year and have it all paid off already.

$100 weekly start
Oct. 8th- $26 at Winn dixie (produce and meat )

 

[YukiPhnx]

Stayhomemom77, you're doing great!!

 

[YukiPhnx]

To my Canadian DISers, hope you had a great Thanksgiving weekend! I sure did. We visited some more venues and I went shopping for some stuff I really wanted to get. In the interest of full disclosure, I'm going to put the costs up, but not add to my budget because these are the things I've been meaning to buy anyways. Well, except for one thing...

No buy: 2/15
Clothes: 1/3
Starbucks: 0/5
Eating out for lunch: 0/5

1. $0
2. $5.18-Dinner at McDonalds
3. $0
$40-5.18= $34.82 saved!

4.$0
5.$0
6. $12.60- Batman costume for my Duffybear ($90.38- 2 pairs of Levi jeans, $28.92- essentials from The Body Shop)
$40-12.60= $27.40 saved!

7. $0
8. $0
9. $0
$40-40= $40 saved!

10.
11.
12.
$40

13.
14.
15.
$40

16.
17.
18.
$40

19.
20.
21.
$40

22.
23.
24.
$40

25.
26.
27.
$40

28.
29.
30.
31.
$40

 

[IMALOVNDISNEY]

Groceries/Household:$66/$200
Gas $50/$150
Eat Out /$150
Misc $38/$200
No Buy Days:5/15
Coupon Savings $24.00

09/01 -0-

09/02 Busy Busy day!!! Started with taking my friend shopping for the day. Went to KMart what a huge toy sale they were having. I did a huge layaway and got 5 of 30 people done for Christmas. Spent (per say) $203.00 and saved $180.00. Placed $25.00 on that. Went to a few other stores she wanted to go to, but, I only spent $58.00, $54.00 in groceries and $4.00 at the Dollar Tree. Got home long enough to relax for a short while and then had to take the In-laws grocery shopping. They treated to dinner out.

09/03-0- Stayed in today. Exhausted from yesterday. Not a good day. Both my knees are swollen and killing me.

09/04 $48.00 dinner out. My DH was pleased, we went to Hooters

09/05 $12.00 Costco's

09/06 -0-

09/07 $5.00 raffle tickets at Turkey Shoot. Great day surrounded by family.

09/08 $4.00 at Subway (had $10 in GC's)waiting to pick up 1/2 of friends at the airport. They just came home from Disney.

09/09 -0- Picked up the other 1/2 of friends at the airport. They got bumped and made out really well. And took In-Laws grocery shopping. Apparently every Tuesday has become their shopping day. lol

09/10 -0- Ended yesterday with a migraine and still can't get rid of it. Staying in for the day.

 

[YukiPhnx]

No buy: 8/15
Clothes: 1/3
Starbucks: 1/5
Eating out for lunch: 0/5

1. $0
2. $5.18-Dinner at McDonalds
3. $0
$40-5.18= $34.82 saved!

4.$0
5.$0
6. $12.60- Batman costume for my Duffybear ($90.38- 2 pairs of Levi jeans, $28.92- essentials from The Body Shop)
$40-12.60= $27.40 saved!

7. $0
8. $0
9. $0
$40-40= $40 saved!

10. $0
11.
12.
$40

13.
14.
15.
$40

16.
17.
18.
$40

19.
20.
21.
$40

22.
23.
24.
$40

25.
26.
27.
$40

28.
29.
30.
31.
$40

 

[judomom2]

1/10 no buy days
116/150 eat out
342/400 grocery budget
90/300 gas
95/200 misc household

 

[stayhomemom77]

Stayhomemom77, you're doing great!!

Thanks Yuki!!

No Buy Days: 9/27
Trips to the Dollar Store: 1/4
Fast food stops: 0/4
Total in the change jar $20
Oct 1-$0
Oct 2-$0
Oct 3-$0
Oct 4-$0
Oct 5-$10.04
Oct 6-$0
Oct 7-$0
Oct 8-$0
Oct 9-$0
Oct 10-$0

 

[YukiPhnx]

For the first time in 2 months, I ate out for lunch. Not too bad!

No buy: 8/15
Clothes: 1/3
Starbucks: 1/5
Eating out for lunch: 1/5

1. $0
2. $5.18-Dinner at McDonalds
3. $0
$40-5.18= $34.82 saved!

4.$0
5.$0
6. $12.60- Batman costume for my Duffybear ($90.38- 2 pairs of Levi jeans, $28.92- essentials from The Body Shop)
$40-12.60= $27.40 saved!

7. $0
8. $0
9. $0
$40-40= $40 saved!

10. $0
11. $1.46- Wendy's for lunch
12.
$40

13.
14.
15.
$40

16.
17.
18.
$40

19.
20.
21.
$40

22.
23.
24.
$40

25.
26.
27.
$40

28.
29.
30.
31.
$40

 

[stayhomemom77]

No Buy Days: 9/27
Trips to the Dollar Store: 1/4
Fast food stops: 1/4
Total in the change jar $23.40
Oct 1-$0
Oct 2-$0
Oct 3-$0
Oct 4-$0
Oct 5-$10.04
Oct 6-$0
Oct 7-$0
Oct 8-$0
Oct 9-$0
Oct 10-$0
Oct 11-$7.60 at Bulk Barn and $9 for son's field trip, $3.40 in change jar

Whew! Big day today and nearly blew the whole wad!! It's almost like old times.

I'm counting Bulk Barn as a fast food visit since we just got candy and chocolate!

Didn't expect this field trip (he just went on one two weeks ago!!!) so had to take it from the Misc Money budget. I did it quite grudgingly. I DID debate letting the poor kid miss the play but my conscience got the better of me in the end.

Am now broke for a week (so the next 6 days will be no buy ones for sure!!) but I did manage to save the entire $20 bill last week so I'm stoked about that.

I'm waiting on an ebay purchase's arrival so I can send out a birthday package for my niece and nephew. I'm hoping to be able to do that next week sometime. The shipping cost will be coming out of my $20 for that week. I also need (at present) one thing from the dollar store so I definitely won't be putting $20 in the Disney jar next week but...possibly the week after??!!

Keep up the good work everyone!! We can all have a great month!!

 

[judomom2]

1/10 no buy days
126/150 eat out
342/400 grocery budget
140/300 gas
95/200 misc household
well i better hurry up with the no buy days or I will run out of month (lol)

 

[charming23]

I feel like this week went well. I did do some shopping but stuck to my list.

8/15 No Buy Days
2/5 lunches out

10/1- $0
10/2- $80.81 target and $12 chick fil a
10/3- $0
10/4- $0
10/5- $51.46 Walmart (groceries)
10/6- $62.49 Target (birthday gifts) and $9.58 Walgreens
10/7- $0
10/8- $0
10/9- $0
10/10- $7.95 Jersey Mike's, $32.89 Ruby Tuesday's (dinner), and $119.56 Walmart (Groceries and stocking up on essentials)
10/11-$0
10/12- $9.93 Two Bucks Bar, $32.98 Walgreens, $14.94 Gas, and $28.02 Giant Eagle
10/13- $0

 

[judomom2]

2/10 no buy days
146/150 eat out
342/400 grocery budget
180/300 gas
95/200 misc household

 

[IMALOVNDISNEY]

OMGish....It's October and I've been posting September for 10 days....Now fixed. Plus, I'm behind in posting.
Groceries/Household:$103/$200
Gas $100/$150
Eat Out /$150
Misc $43/$200
No Buy Days:7/15
Coupon Savings $37.00

10/01 -0-

10/02 Busy Busy day!!! Started with taking my friend shopping for the day. Went to KMart what a huge toy sale they were having. I did a huge layaway and got 5 of 30 people done for Christmas. Spent (per say) $203.00 and saved $180.00. Placed $25.00 on that. Went to a few other stores she wanted to go to, but, I only spent $58.00, $54.00 in groceries and $4.00 at the Dollar Tree. Got home long enough to relax for a short while and then had to take the In-laws grocery shopping. They treated to dinner out.

10/03-0- Stayed in today. Exhausted from yesterday. Not a good day. Both my knees are swollen and killing me.

10/04 $48.00 dinner out. My DH was pleased, we went to Hooters

10/05 $12.00 Costco's

10/06 -0-

10/07 $5.00 raffle tickets at Turkey Shoot. Great day surrounded by family.

10/08 $4.00 at Subway (had $10 in GC's)waiting to pick up 1/2 of friends at the airport. They just came home from Disney.

10/09 -0- Picked up the other 1/2 of friends at the airport. They got bumped and made out really well. And took In-Laws grocery shopping. Apparently every Tuesday has become their shopping day. lol

10/10 -0- Ended yesterday with a migraine and still can't get rid of it. Staying in for the day.

10/11 $50 gas, $37.00 groceries.

10/12 -0-

10/13 -0- Made $250 at a last minute tag sale with my Nieces. Went to Six Flags Fright Fest at night and got away without spending anything.

10/14 $5.00 for raffle tickets at Turkey Shot.

 

[charming23]

I went out to breakfast with my coworkers this morning and then stopped at Walgreens for a few items

8/15 No Buy Days
2/5 lunches out

10/1- $0
10/2- $80.81 target and $12 chick fil a
10/3- $0
10/4- $0
10/5- $51.46 Walmart (groceries)
10/6- $62.49 Target (birthday gifts) and $9.58 Walgreens
10/7- $0
10/8- $0
10/9- $0
10/10- $7.95 Jersey Mike's, $32.89 Ruby Tuesday's (dinner), and $119.56 Walmart (Groceries and stocking up on essentials)
10/11-$0
10/12- $9.93 Two Bucks Bar, $32.98 Walgreens, $14.94 Gas, and $28.02 Giant Eagle
10/13- $0
10/14- $10.93 Denny's and $9.64 Walgreens

 

[stayhomemom77]

**The $10.04 from October 5th was from leftover September money.

No Buy Days: 12/27
Trips to the Dollar Store: 1/4
Fast food stops: 1/4
Total in the change jar $23.40
Oct 1-$0
Oct 2-$0
Oct 3-$0
Oct 4-$0
Oct 5-$10.04
Oct 6-$0
Oct 7-$0
Oct 8-$0
Oct 9-$0
Oct 10-$0
Oct 11-$7.60 Bulk Barn, $9 DS's fieldtrip, $3.40 in change jar
Oct 12-$0
Oct 13-$0
Oct 14-$0

 

[Trish.Glenn]

Hello I looked at this thread last month and wanted to join in but I was leaving for the world on Oct 4 and my spending was out of control!! Lol!! I am now back from a 10 day trip and need this thread and you guys!!!!

So I am jumping in for the rest of this month and am going to work on a budget tonight! Our spending is out of control and if I ever want to get to the world again I need to get in line. So good luck to you all and I'll be back with my no spend plan!

Thanks in advance and good luck to you all again!

 

[charming23]

Working a split shift today and not spending anything

9/15 No Buy Days
2/5 lunches out

10/1- $0
10/2- $80.81 target and $12 chick fil a
10/3- $0
10/4- $0
10/5- $51.46 Walmart (groceries)
10/6- $62.49 Target (birthday gifts) and $9.58 Walgreens
10/7- $0
10/8- $0
10/9- $0
10/10- $7.95 Jersey Mike's, $32.89 Ruby Tuesday's (dinner), and $119.56 Walmart (Groceries and stocking up on essentials)
10/11-$0
10/12- $9.93 Two Bucks Bar, $32.98 Walgreens, $14.94 Gas, and $28.02 Giant Eagle
10/13- $0
10/14- $10.93 Denny's and $9.64 Walgreens
10/15- $0

 

[judomom2]

2/10 no buy days
171/150 eat out
342/400 grocery budget
210/300 gas
95/200 misc household

Is it November yet? On a side note I saved 99.75 on my disney giftcards today our dec trip is almost paid for.