IMHO UY realy does matter. I would like to vacation in JULY. But we do not plan a July vacation because with our AUGUST UY we are at risk of loosing our points if we have to cancel a trip on short notice. As a rule you should buy a UY that is at least 4 months before the time of year that you like to travel.
I totally agree that UY matters. I don't get concerned with cancelling vacations, but I do hate that sometimes, my UY dictates when I travel. Let me explain.
Here is some general info that will make my explanation make a little more sense. I have an Aug UY. My points are "deposited" every Aug and expire at the end of July if I don't use them or bank them. So...
* Aug 1, 2007 - points are deposited Aug 1, 2007 and are good for vacations Aug 1, 2007 - July 31, 2008.
* Aug 1, 2008 - points are deposited Aug 1, 2008 and are good for vacations Aug 1, 2008 - July 31, 2009.
* Aug 1, 2009 - points are deposited Aug 1, 2009 and are good for vacations Aug 1, 2009 - July 31, 2010...and so on.
If you "bank" points, they are moved into the next UY, and they expire at the end of that UY. For us, we always end up banking some points, as reservations never come exactly even. If I bank, I
MUST use my banked points by the end of July, or they expire. I hate that, as it's forced us to travel at the end of July when we would have prefered to travel in August. If we had a December UY, for example, it wouldn't be an issue. Instead of points expiring at the end of July, they would expire at the end of November.
Just something to consider as you move forward in your process. If you travel often, it really shouldn't be an issue. It's just been an issue for us, so I thought I'd give you a different point of view.
