Does having a Disney Visa get you any sort of discount?

[IheartMickey]

I thought I had read that there was a discount off dining and merchandise but I don't remember where I read that.

 

[Cupmom]

Disney Visa gives you 1% back in Disney rewards dollars for every dollar spent. You also get 6 month interest free on Disney vacation Packages. They to also sometimes offer "deals"for different things. For example I got to book the free dining package before it became available to the general public.

 

[keishashadow]

On the web site, they list all current offers & percs. We liked the "free" 5X7 pics @ Innoventions/Epcot 1/per account/per day.

 

[RangerPooh]

They occassionally have an offer for a free stroller rental at the parks. You just flash your card and go. We have used this one a few times.

They also offer the free photo and EPCOT. It's for a 5x7 and it's one per day per card. We really used this offer.

I believe that there is also a merchandise discount of like 10% available at te World of Disney Store in DTD (at both DLR/WDW). Although I could be confusing this offer with the AAA one.

 

[Cupmom]

I think the free stroller rental is for Disneyland only

 

[Lostgirlz]

You get 0 intrest on your trip by booking with the card. 10% off is only if you plan on spending 50 or more in the stores, free stroller rental I have heard of being able to be used. can't remember what all else. We have the disney card and while yes it is cute I found it mainly good if you wanted to book your entire trip on it and have no intrests on your amount owed for 6 months. This does not apply if you charge anything else besides your disney trip on the card that will be charged intrest. I have not been notified of ANYTHING special the card is offering at this time as far as discounts, or being able to get special bookings before they are offered.

 

[A Mickeyfan]

I know when the card first came out, they gave you a discount on your room too. I haven't seen that in a while though. I think it was like $5-10 less than an AP rate.

 

[BostonRob]

Honestly, the discounts and offers are a disapointment. I'm beginning to feel like a fool for using this cc for all my purchases. There seem to be better % back offers for other cards.

 

[Disney Girlie-Wirlie]

Honestly, the discounts and offers are a disapointment. I'm beginning to feel like a fool for using this cc for all my purchases. There seem to be better % back offers for other cards.

I agree, it doesn't seem like you get that much in return... I have a Universal card too which I got after the Disney card and use much less than my Disney card. BUt, this past May I bought 2 2day park-hopper passes for DH and I with the points I racked up with that card. With my Disney card, I'm nowhere close to being able to do that!

 

[StrwLady]

It seems to me that the biggest discounts with the Disney Visa are for Disneyland. I loved the free stroller rental at DL that was a great savings. On the DL trip I also got 10% off at the World of Disney in DTD. Not sure if they offer the same discount at World of Disney in Orlando.

Right now im using the heck out of my Disney Visa to rack up points for spending money. Anytime I would use cash im using the visa and even being good about paying it off each month . I think by time September rolls around I'll have about $150 on my rewards card!

Take Care
Jamie

 

[Disney Girlie-Wirlie]

It seems to me that the biggest discounts with the Disney Visa are for Disneyland. I loved the free stroller rental at DL that was a great savings. On the DL trip I also got 10% off at the World of Disney in DTD. Not sure if they offer the same discount at World of Disney in Orlando.

Right now im using the heck out of my Disney Visa to rack up points for spending money. Anytime I would use cash im using the visa and even being good about paying it off each month . I think by time September rolls around I'll have about $150 on my rewards card!

Take Care
Jamie

Just out of curiousity, do you know for a fact that each reward point=a dollar? B/c that's what I thought but then my DTWin said she just got her rewards pamphlet in the mail and when she was looking at what prizes you could get for certain point amounts, they didn't equal their dollar amount. So, I was curious if anyone knows how the point system even works?

 

[StrwLady]

You get 1 point for each $100 charged. You then can have the points transferred to your Rewards Card (if it’s the first time you are transferring they will order you a rewards card and mail it to you). This is a different card from your visa. It has a number like a credit card but pretty much works like a gift card. Each point = $1 us dollar. You have to have a minimum of 10 points to do a transfer to your rewards card. You must have the card in hand when you use it at any Disney Store or in Disneyland or Disney World.

I have never done anything with my points other than transfer to my rewards cards so im not sure of the ratio of point to $ when using them for anything other that the program offers.

BTW the rewards cards do have expirations dates on them like a visa. So make sure you keep an eye on this when transferring. Make sure you will use the points before the expiation date on the rewards card.

Take Care
Jamie

 

[Cmbar]

Honestly, the discounts and offers are a disapointment. I'm beginning to feel like a fool for using this cc for all my purchases. There seem to be better % back offers for other cards.

I agree. It feels like forever to get money on that card, but I keep plugging away. It paid for our upgrade on our tickets last time and I have to use a credit card anyways. But I would have liked to have more Discounts for staying at DW. That has been a dissappointment. Originially when this card came out there was an incentive with a room discount or something like that. I wasn't going that year and didn't hop on board until my next trip. Been real disappointed with the lack of special perks or discounts.

 

[GSDRescuer]

If you book a package, and you have to have it all paid up by 45 days before your trip, how can you use your Disney points on that? How can you pay for the package (say, with admission in the package, not separate)with the Disney points Reward Card? Is it possible?

 

[SuperDuperBounce]

I agree this has been one dud of a card for offers from WDW. When we first got it, we got in on a 7 days for the price of 4 deal. Compared to that, there hasn't been any substantial offers. It's not the credit card company (Chase now - used to be Bank One). The Walt Disney company is the one that controls the offers. It seems they just got into the credit card business so that they could have the six months free interest for trips to their resorts. I would guess that people would tend to stay a day or two longer because of that. Otherwise, the only one making out here is Disney.

 

[Lostgirlz]

I used to get the little newsletters from them in the mail trying to sell me things only offered to dis card holders. Things like glass tinkerbelles and all. Basically things I wouldnt really buy unless as a gift. I rather get things like this in the park as a memory from going. Yeah they give you the 0 interest still for booking using it, but as far as specials I have seen nothing in a long time honestly not even a newsletter in a while. I have a little over 150 racked up in rewards which I will be cashing in for our Honeymoon trip, but I have charged massive and paid off the card more than once to get that. I would estimate at least 6000 spent on the card just to get that. I dunno this card while I thought would offer me good things I just have not seen anything come out of it as much as I thought. I also got a universal card right after, and I am seeing the rewards points come faster than with disney.

 

[BostonRob]

I have a little over 150 racked up in rewards which I will be cashing in for our Honeymoon trip, but I have charged massive and paid off the card more than once to get that. I would estimate at least 6000 spent on the card just to get that.

Most likely you spent $15,000 on your card to get 150 in rewards (1%, remember) - I know they did have a few offers where you got double Disney Dollars (2%), but those offers have been few and far between and I think they were only apllied to amounts in excess of your average monthly spending.

As far as the Universal card goes, it seems that their deals aren't much better. They run on a "points" system where you get one point for every dollar spent (like most CC rewards, as opposed to the Disney Dollars) and they're currently offering a two-day, two park ticket for 8,000 points. Since this ticket currently costs $99, they're giving you roughly 1.25%. So this IS better than Disney's 1%. But I can't stand these "points" systems, because they CC is free to change the value of your points whenever they want. The nice thing about the Disney card is that you always know what your Disney Dollars are worth.