Do you have a Nest Egg or do you spend money as quick as you make it?

we have alot of money in various savings accounts -- retirment and college plans. DH has stock options and company stock that we really aren't allowed to touch. The company views it as a "loyalty" issue not to cash in your company stock. By the time we retire it should be worth a very significant amount assuming the company doesn't go bankrupt. I also have a small amount of investments. I like to research and buy stocks, it is kind of my hobby.

Our Emergency fund that we never never touch just took a huge hit with a family emergency. We are going to have to spend the rest of the year building that back up. Thankfully End of Year bonuses should be big this year so we will be able to replace the money.
 

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