Do they charge you your annual dues in one bill per year or can you pay monthly?

AKNOTTS66

Mouseketeer
Joined
Jul 25, 2014
I'm wondering Do they charge you your annual dues in one bill per year or can you pay monthly? Monthly would be nice but I've never really heard if you can or not.
 

JETSDAD

DIS Veteran
Joined
Jan 7, 2016
I'm wondering Do they charge you your annual dues in one bill per year or can you pay monthly? Monthly would be nice but I've never really heard if you can or not.
You can pay monthly unless you're outside of the USA.
 

Sandisw

Moderator
Moderator
Joined
Nov 15, 2008
When paying monthly, it has to debited from a checking account. You can not make monthly payments by CC.

Although, you can buy Disney GC using a CC, and then use them to pay the monthly payment before it auto deducts.

Doing that for the first time this year!
 
  • Minniesgal

    DIS Veteran
    Joined
    Mar 29, 2013
    you can pay monthly unless you don't have a US bank account. Some people in the UK pay monthly
     

    AKNOTTS66

    Mouseketeer
    Joined
    Jul 25, 2014
    Yes! I am thinking of getting just for that!
    Its really nice! I used to buy from Sams club at like 4% and get like 2% in addition with my credit card but being able to buy $500 at Target.com with email delivery and see the 5% come right off in cart is just kinda easier sometimes. You aren't combining $25 gift cards at a time lol.
     

    crvetter

    DIS Veteran
    Joined
    Nov 26, 2018
    Its really nice! I used to buy from Sams club at like 4% and get like 2% in addition with my credit card but being able to buy $500 at Target.com with email delivery and see the 5% come right off in cart is just kinda easier sometimes. You aren't combining $25 gift cards at a time lol.
    I would look into BJ's Wholesale for discounted GC. Occasionally they run sales in the 6% range (Black Friday for Example) and can stack with the CC rewards and buy up to $500 cards (though physical). Also once you start buying in bulk from them they offer once or twice a year steeper discounts on larger orders. I recently bought a fair amount at a total of 10% off with the discount and credit card rewards. Though BJ's does require you to be an online member (fee is $10 I think) to buy online.
     

    Anuhea35

    Earning My Ears
    Joined
    Jul 11, 2019
    I would look into BJ's Wholesale for discounted GC. Occasionally they run sales in the 6% range (Black Friday for Example) and can stack with the CC rewards and buy up to $500 cards (though physical). Also once you start buying in bulk from them they offer once or twice a year steeper discounts on larger orders. I recently bought a fair amount at a total of 10% off with the discount and credit card rewards. Though BJ's does require you to be an online member (fee is $10 I think) to buy online.
    wish BJ would allow me to be a online member but no luck. Target has been my go to for a while now!
     

    AKNOTTS66

    Mouseketeer
    Joined
    Jul 25, 2014
    I would look into BJ's Wholesale for discounted GC. Occasionally they run sales in the 6% range (Black Friday for Example) and can stack with the CC rewards and buy up to $500 cards (though physical). Also once you start buying in bulk from them they offer once or twice a year steeper discounts on larger orders. I recently bought a fair amount at a total of 10% off with the discount and credit card rewards. Though BJ's does require you to be an online member (fee is $10 I think) to buy online.
    Hmm never heard of that store. We dont have them in PA where we are from.
     

    Wakey

    DIS Veteran
    Joined
    Dec 22, 2015
    Anyone can pay monthly in advance, without a US bank account. You just need an account if you are paying in arrears. A lot of UK people just pay monthly in advance instead- it is nice to have it paid off when the bill comes through and always be in the black on it.
     

    E626

    Earning My Ears
    Joined
    Jan 19, 2020
    Do you load a gift card for the amount of the monthly payment? Or if i load a $500, will it continue to use that balance for each month until it runs out? Or perhaps the answer is you manually invoke the monthly payment and point to the gift card each time?
     

    crvetter

    DIS Veteran
    Joined
    Nov 26, 2018
    Do you load a gift card for the amount of the monthly payment? Or if i load a $500, will it continue to use that balance for each month until it runs out? Or perhaps the answer is you manually invoke the monthly payment and point to the gift card each time?
    It's the latter. You pay manually a day or two before the automated withdrawal date to pay that months amount (or you prepay as much as you want, which just pushes the next withdrawal date back more). You get to dictate how much to pay on the GC.
     

    CarolynFH

    DIS Veteran
    Joined
    Jan 5, 2000
    Do you load a gift card for the amount of the monthly payment? Or if i load a $500, will it continue to use that balance for each month until it runs out? Or perhaps the answer is you manually invoke the monthly payment and point to the gift card each time?
    It's the latter. You pay manually a day or two before the automated withdrawal date to pay that months amount (or you prepay as much as you want, which just pushes the next withdrawal date back more). You get to dictate how much to pay on the GC.
    Our dues are about $150/month, but we pay $200 in order to finish paying a little early. Then we’ll start working on next year’s dues!
     

    ScubaCat

    DIS Veteran
    Joined
    May 12, 2008
    Y'all gift card users are going to ruin my discount if they ever crack down on it! (Target e-gift cards are the best, but luckily nobody else would ever think of that ;))

    :rolleyes1:teacher:
     

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