Disney CL insurance change 8/31/08 Have ?

yeahdisney

DIS Veteran
Joined
Aug 21, 2004
With the change 8-31-08. If you are past your dates for cancellation, even with Disney trip insurance you can no longer change your sailing dates? Is that for new bookings, bookings not paid in full, or even for ones paid in full?

Or am I just not getting it? We just booked last month, and we went ahead and got Disney's insurance because the CM stated with Disney you could change the date of the cruise if someone's job changed or if someone could not travel due to work schedule. We got it because we picked Cat 3, with 5 traveling so you pay more up front and that would protect us more.

I'm thinking we already lost that plus. Right?

Also if you booked another trip from that cruise but wanted a later date year 2012 with the new ships, that would work because you would possible be within your cancelation penalty. But if you picked Cat 3 or above would you lose all your deposit? Thanks
 

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