DIS Detectives - What do you think is going on?

[Disney Ella]

Two months ago, we started receiving MBNA statements at our address for someone we've never heard of. I thought either this person had written her address wrong or MBNA had gotten wrong. Not wanting this person to be late with her payment because the bill was sent to the wrong address, I immediately put it back in the mail marked "Return to sender. No such person at this address."

Another MBNA bill came this month, but I figured it would take a while for them to get around to fixing this and again sent the bill back "Return to sender."

Today, this woman received something from MBNA plus what looks like a check from Citiback. I can see "Payee" in the window of the envelope and an amount that starts with six-thousand. I get Citibank junk mail all the time and this doesn't look like junk mail. It doesn't feel like there's anything in this envelope other than the check.

There are two houses across the street that have been turned into duplexes and have tenants that come and go, and I thought maybe there was a new tenant that could have given the wrong address out, but then wouldn't I get more mail than credit card bills?

I am calling the companies tomorrow, but am just wondering what you think is going on? Is it some kind of fraud? Or just a series of mistakes?

 

[ducklite]

I"d call Citibank and MBNA. Not sure that it's fraud, but wouldn't rule it out.

You might want to get your credit report as well--just in case.

Too many coincidences.

Anne

 

[drgnfly30]

Are you sure they are statements or just solicitations? If they are statements & considering they aren't in your name I wouldn't immediately think fraud. If they are solicitations, it's probably a mistake, companies buy lists from other companies & mistakes do happen. I'd call the companies to let them know. But to be on the safe side, get a copy of your credit reports!!

 

[Planogirl]

I get all kind of mail from Capital One for two different people. I used to regularly write "return to sender" on them but now I just tear them up and trash them. They are solicitations but sometimes they slip one in that looks official. You're probably getting the so-called checks that are actually loans.

 

[Disney Ella]

I'm getting the actual MBNA bills because they come in the same envelopes that my MBNA statements come in. And the Citibank check is not in the envelope they usually send promotional stuff in. It is a different shape and thin - there's no way it could contain the letter those things always do. Also, both pieces of mail were not sent bulk mail, like those things usually are.

I just wonder if this person ran up large bills and then gave the incorrect address figuring it would take a long time for anybody to catch up with them.

 

[pfishgirl]

Did you try and open any of them? Do you think maybe they are actually for you but just have the wrong name on them? I'd call the company(s) too however, if it isn't your account they probably won't be much help because they can't give out information on other accounts..