Direct Purchase question

[becauseimnew]

Still trying to convince DH to buy, but these AKV resale prices are crazy. Seriously saw a 90pt contract listed for $145, at that price might as well just bite the bullet and purchase direct. I talked with someone at DVC today and we can purchase a small 50pt AKV contract (new members). Let's say we wait until the end of September to purchase 50 pts direct October UY. Would we get 2019 October points? And they would automatically be banked?
Edited to change 75 pts to 50 pts

 

[dvc lover 1970]

Yes. If you purchase october use uear in sept. You will get 2019 October points too. Food for thought...listed prices are not necessarily selling prices. I have seen AKV go in the high 80s. However smaller contracts you might better direct.
Yes those 2019 points will be banked just make sure you tell them to bank. One benefit of direct

 

[Duckbug.Ducktales]

If the other perks of direct interest you, you might consider 100 pts as that's the minimum to get AP disocunts, etc. But many don't care/need those perks.

 

[becauseimnew]

If the other perks of direct interest you, you might consider 100 pts as that's the minimum to get AP disocunts, etc. But many don't care/need those perks.

We really don't go enough to justify those perks at the moment, my goal is to buy just enough points now to book our October 2021 trip. Meaning I would need to have the points by November to book the 11 month window.

I was really hoping to purchase 100pts resale, but I kept missing the right AKV contract. Then prices started going up, I think the average listing price for a small contract is $130. Then I started settling because the perfect contract wasn't coming up, started looking at SSR, then DH changed his mind because he really wants AKV or BRV.

Since it's now taking 90+ days to actually get the points via resale I started down the direct path. We have $10K to spend now, we could buy 50 points direct now and just keep adding as we have the money.

 

[Duckbug.Ducktales]

Since it's now taking 90+ days to actually get the points via resale I started down the direct path. We have $10K to spend now, we could buy 50 points direct now and just keep adding as we have the money.

This seems like a reasonable plan.

 

[Lorana]

We really don't go enough to justify those perks at the moment, my goal is to buy just enough points now to book our October 2021 trip. Meaning I would need to have the points by November to book the 11 month window.

I was really hoping to purchase 100pts resale, but I kept missing the right AKV contract. Then prices started going up, I think the average listing price for a small contract is $130. Then I started settling because the perfect contract wasn't coming up, started looking at SSR, then DH changed his mind because he really wants AKV or BRV.

Since it's now taking 90+ days to actually get the points via resale I started down the direct path. We have $10K to spend now, we could buy 50 points direct now and just keep adding as we have the money.

This is a reasonable approach, and the benefit of buying direct also is the fact that you can use the points at Riviera and any future resorts!

 

[becauseimnew]

This is a reasonable approach, and the benefit of buying direct also is the fact that you can use the points at Riviera and any future resorts!

oh, I had totally forgotten about that benefit. DH would love to stay at Riviera.

 

[Lorana]

oh, I had totally forgotten about that benefit. DH would love to stay at Riviera.

I feel it's one that isn't often mentioned -- people usually talk about the blue card benefits and the AP discounts (if you buy enough direct points), but part of the reason I added on direct to CCV - aside from wanting Fixed Weeks - was because I wanted to be able to use the points at Riviera, Reflections if they build it, and the DVC Tower if it gets approved.

 

[sethschroeder]

Meaning I would need to have the points by November to book the 11 month window.

You have a while and honestly even then every room won't be gone at AKV right at 11 months. Really you just need it by the 7 month window really to likely get a studio (do not plan on ever getting the Value rooms). Could be wrong though because of all the extra points out there. AKV, SSR, OKW are always going to have something simply based on their sheer size, its all the other resorts you really have to worry about.

saw a 90pt contract listed for $145

Visit more resellers and know those prices are not the selling price. Visit the ROFR area to get a ballpark but even so prices will come down through the end of the year as people look to avoid MFs.

small 50pt AKV contract

That would be $9,300 while between $10,500-$11,000 will likely get you 100 points or 2x the number of points. You just really need to keep checking and put an offer in on every 50-100 point contract that comes up.

oh, I had totally forgotten about that benefit. DH would love to stay at Riviera.

If that is the case then you just need to buy direct. With only 50 points though that will not go far at RIV. Have you looked at the points charts and how much time you would get for those points?

 

[becauseimnew]

You have a while and honestly even then every room won't be gone at AKV right at 11 months. Really you just need it by the 7 month window really to likely get a studio (do not plan on ever getting the Value rooms). Could be wrong though because of all the extra points out there. AKV, SSR, OKW are always going to have something simply based on their sheer size, its all the other resorts you really have to worry about.

That's good to know.

Visit more resellers and know those prices are not the selling price. Visit the ROFR area to get a ballpark but even so prices will come down through the end of the year as people look to avoid MFs.

I was worried about having to book in November for our October 2021 trip, but I can wait to book a studio until Feb 2021. I should wait until later in the year. I have noticed that prices dip closer to December.

That would be $9,300 while between $10,500-$11,000 will likely get you 100 points or 2x the number of points. You just really need to keep checking and put an offer in on every 50-100 point contract that comes up.

We really want to stick to the $10K budget so I have been putting in offers on 50-75 point contracts. One 50 pt contract just came up like within the last few hours. Listed at $135, I offered $115. Fingers crossed.

If that is the case then you just need to buy direct. With only 50 points though that will not go far at RIV. Have you looked at the points charts and how much time you would get for those points?

I have and it's crazy, but I would love to stay there at least once - maybe just an adult trip. The plan is to have 100 points. We only go once a year for 6 nights.

 

[sethschroeder]

We really want to stick to the $10K budget so I have been putting in offers on 50-75 point contracts. One 50 pt contract just came up like within the last few hours. Listed at $135, I offered $115. Fingers crossed.

I would focus on the 100 point contracts as well. Although you would end up just over $10k I guess after all is said and done even at $100/pt.

What about SSR instead to get a lower price? Especially if you plan on moving around. You could easily get the 100 points then.

If you are not check out Fidelity as that is where I have found some cheaper small contracts. Make sure you call to make an offer though.

I have and it's crazy, but I would love to stay there at least once - maybe just an adult trip. The plan is to have 100 points. We only go once a year for 6 nights.

I would just plan on getting a RIV owners transfer points in the future if I only wanted to go 1 or 2 times in the next 50 years.

 

[becauseimnew]

I would focus on the 100 point contracts as well. Although you would end up just over $10k I guess after all is said and done even at $100/pt.

I'm okay with $100/pt but currently that isn't happening, if you are watching the "low ball offer" thread you'll see that AKL prices are currently high. Someone just posted that they tried to get 160 pt contract for $100 and the lowest they would go is $108.

What about SSR instead to get a lower price? Especially if you plan on moving around. You could easily get the 100 points then.

I tried to talk DH into SSR, but he said that if we are spending this much money he wants either AKV or BRV, he doesn't want to settle for SSR. After I presented him a 100 point SSR contract for $91/pt, he shut down.

I'll just wait until later this fall, hopefully prices go down.

 

[sethschroeder]

he wants either AKV or BRV

BRV would actually be a good option the only downside is a shorter length of contract. We bought BWV knowing that though.

BRV is also going to have a refurb soon which is going to make the rooms one of the nicer ones and the resort is really nice as well. With BRV you will be able to still stay at AKV most likely whenever you would like.

The BRV point chart is fairly good as well. You don't hear about it as much simply because people typically look at CCV now since it has a longer contract.

BRV you should be able to find a contract for 100 points at sub $100 as well. AKV right now is slightly increased simply because so few contracts were listed during the shutdown (based on what I was reading around here) but that likely will change as the year goes by.

 

[CastAStone]

If you aren’t planning to go until October 2021 why are you worried about whether they will bank Oct UY 2019 points? They will expire on 9/30/21 even if banked and will not be available for your October 2021 trip.

Unless you have to have a value room, Animal Kingdom Villas typically takes a couple months to book up, even in fall. And even if it does, it’s a big enough resort that availability will change regularly. Animal Kingdom Villas are worth about $100 a point. There’s a temporary pinch on contracts on the market, causing a lift in prices, but it’s a big resort, that will change.

 

[i<3riviera]

͏

 

[becauseimnew]

you might want to plug him in, it can take a while to charge on an empty battery; depending on the model year, you might be able to try one of those DC fast chargers ...

I wish it was that easy... we talked about it more last night and I think I have him convinced, but it has to be AKV and he wants at least 100 points. So I'll just have to wait for the perfect AKV contract to come or we buy 50 points later this year and 50 points next year.

 

[Lorana]

I wish it was that easy... we talked about it more last night and I think I have him convinced, but it has to be AKV and he wants at least 100 points. So I'll just have to wait for the perfect AKV contract to come or we buy 50 points later this year and 50 points next year.

One other consideration: if you are considering an Aug, Sep, Oct or Dec UY and you purchase direct, you’ll get 2019 points as well as 2020, which you can then bank into 2020. Also, you’ll only pay prorated MFs for the remaining months of the year. Something to consider when actually factoring in your direct costs.

not saying go direct over resale - resale is still cheaper. But if you do plan on getting 100 points eventually, direct will give you access to RIV and future resorts, as well as direct benefits when you hit 100 points.

I personally have a mix of direct and resale for that reason.

 

[D-Trick]

Let's say we wait until the end of September to purchase 50 pts direct October UY. Would we get 2019 October points?

You are correct in that you would get 2019 points, but just a reminder:

To get Oct 2019 points, DVC would have to have 2019 points in their inventory. DVC has not been exercising ROFR since COVID, which means they have not been accumulating points to sell back direct. Unless this changes, there is a high possibility that they will not have it available. DVC can change the UY on points, but it has to stay within the same calendar year. So people with earlier requests for Aug/Sep/Oct/Dec UYs are exhausting their balance of 2019 points first.

You could call Sept 30th, and be waitlisted. Then the next day on Oct 1st, they'd call back and tell you that points are now available (since they are selling you 2020 points).

 

[becauseimnew]

One other consideration: if you are considering an Aug, Sep, Oct or Dec UY and you purchase direct, you’ll get 2019 points as well as 2020, which you can then bank into 2020. Also, you’ll only pay prorated MFs for the remaining months of the year. Something to consider when actually factoring in your direct costs.

not saying go direct over resale - resale is still cheaper. But if you do plan on getting 100 points eventually, direct will give you access to RIV and future resorts, as well as direct benefits when you hit 100 points.

I personally have a mix of direct and resale for that reason.

That’s what I was thinking, we either want October or April UY. If we buy direct, we would probably buy in September for October UY or February for an April UY.