Direct Financing

Bjaiken77

DIS Veteran
Joined
Feb 19, 2021
Messages
765
Hello All - if you buy direct through Disney are you limited to Disney financing? I believe Monera is resale only. Anybody have any idea of how to finance in a way that beats Disney rates?
 
Credit cards too sometimes offer the convenience checks that give no or very little interest for a year or more depending on your credit. Most charge a 3-5% initial charge on the balance financed or transfered. So it’s not zero interest but it’s better than 10%
 
We used a personal loan thru LendingClub, it had better rates than Disney or Monera, but we have an excellent credit score.
 

I did a loan using www.Lightstream.com when I was selling and then buying. You could buy direct, place on Disney Visa, get 6 months 0% interest, and then take out the personal loan to pay off the balance
 



















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