From their site...
http://disneycruise.disney.go.com/d...w?name=BookingAndReservationsFAQLandingPage#2. Click on terms and conditions.
Cancellations/Refunds
Cancellations must be made by telephone or in writing. Changes to the vacation commencement date or changes of Guest names will be considered cancellations. If the cancellation request is received 90 days or more days prior to vacation commencement date for Category 1 through 3 or 75 days or more prior to vacation commencement date for Category 4 through 12, 100% of the amount of the vacation price paid will be refunded. Cancellation requests received less than 90 days prior to the vacation commencement date for Category 1 through 3 or less than 75 days prior to the vacation commencement date for Category 4 through 12 will be assessed cancellation fees as follows, regardless of resale of stateroom or hotel room.
· 89-45 days prior to vacation commencement date (Category 1 through 3), deposit amount per Guest
· 74-45 days prior to vacation commencement date (Category 4 through 12), deposit amount per Guest
· 44-8 days prior to vacation commencement date, 50% of vacation price per Guest
· 7 days or less prior to vacation commencement date, no refund
No refunds will be made in the event of interruption or cancellation by the Guest after vacation commencement date. All appropriate refunds will be made directly to the Guests credit card account or through the Guests
Travel Agent if the reservation is made through a Travel Agent.
Disney Cruise Vacations is not responsible for the receipt of refund monies by Guests from their Travel Agents. All travel documents including airline tickets must be returned before refund processing can begin. Certain Travel Agents may withhold an agency cancellation fee.
Disney Cruise Line reserves the right to restrict any changes to a reservation. All changes are subject to availability. Please note that changes made to overall party size may result in a change to the rate. For your peace of mind, we recommend the purchase of the Vacation Protection Plan. Insurance is not in effect until final vacation payment is made. Premiums for the Vacation Protection Plan must be paid by the final payment due date.