Credit card rewards?

[Sarahsmom85]

What are some of the other credit cards you use to recieve rewards?
I just started using an Amazion.com one which pays back $25 GC with every 2500 points earned.
Also I signed up for a My points one which earns you points with every dollar you spend. I know that My Points send there rewards so I will use this one.
I see posts for Disney Visa, do they only pay Disney Dollar? or money to be used at Disney? We are going in May but then I really don;t know when we will go again. I like Disney but then again I like Vegas and cruising.
My friend has a TJMax card that pays GC with every dollar spent.
Just wondering what else is out there and how good they are?
Thanks Linda

 

[mad4themouse]

I really like my Chase-i MasterCard. It pays back 1% in the form of Webcertificates every month that my charges total $1,000 or more. If my total doesn't exceed $1,000, then the amount rolls over into the next month(s) until it does.

I also earn Webcertificates by doing various rewards programs, so I can combine them all to get some pretty good stuff. Between my Chase-i card and MyPoints.com, I get between $75 and $100 in webbies every month.

 

[larry_poppins]

Let's see, the cards I use most are:

Hilton HHonors American Express Card. This card is free, no annual fee. I earn three Hilton Hhonors points for every dollar I spend. I plan on using them at the Tokyo Bay Hilton next to Tokyo Disney Resort next year for 6 free nights.

United Airlines Mileage Plus Visa. I earn one mile for every dollar I spend. The down side is the $60 annual fee.

Disney Visa from Bank One. 1% earned monthly in the form of Disney Dream Reward Dollars which can be spent on a Disney Reward Card. Must be spent on Disney product.

Hope this helps someone.

Larry Poppins

 

[brack]

I currently use the Disney VISA and Discover with a smattering of American Express. I am using the Disney Rewards for my Disney Cruise extra spending in January. I used AmEx points to buy my plane tickets for the same trip (1st Class) and Discover gave me some cash to spend.

 

[sln88]

I use amex cash rebate. Cash rewards posted to your account balance once a year. I got about 1.5% spending about 1K per month on it. Places that don't take Amex, I have a Visa rewards. 1 % back in cash.
No annual fees and no restrictions on where I can spend the $$. I don't have to use it at Disney or on plane tickets, but I can if I want.

 

[CajunDixie]

Dont forget the PayPal debit card. If you list at least 1 auction every 3 weeks and use the card as a "Credit" card then you get 1.5% back into your account.

 

[disneysteve]

We use AOL Visa and Marriott Visa. With the AOL card, we haven't paid a penny for Internet access in about 6 or 7 years.

With Marriott, the points we earn by charging get combined with the points we earn by staying at Marriott properties. We've already gotten 1 or 2 free nites through special promotions and 4 free nites in Boston this summer on reward points. Marriott is a good choice among the hotel chains because they have everything from budget (Fairfield Inn) to luxury (JW Marriott resorts, Rhiga Royal, etc.) to choose from.

Steve

 

[HaleyB]

The real perk to the Disney Visa is the special offers. Right now you get the kids free Visa deal Plus $100 Disney dollars per package. Otherwise 1% back is not really a great deal. Also they offer specials for double/triple points, right now it is triple points for any charge at Disney (store, online) over $50.

 

[jgates]

Love the iCard!!!! Same as Mad4the mouse!

 

[HomeToPIT]

Credit cards that are give you hotel points or miles are great! I carry a Hilton American Express that doesn't cost anything. A United airlines Visa ($60.00) and I just cancelled a USAir Visa.

The airline cards are running some very good promos for opening an account, usually 10,000 miles.

Another way that I gain extra points is through the airlines online shopping accounts. I use United's mall and USAir's dividend rewards all the time at Amazon.com, BestBuy.com and dozens of other sites. This way I can get double miles. One for using the particular merchant and one for using a Visa card. Some of these online merchants even offer up to 10 miles per dollar spent.

Here's a link to a pretty good rundown of the different types of cards available. Most of them accrue airline or hotel points.

http://home.earthlink.net/~pgary/MilesFrame.html

Peace

 

[amcnj]

GM offers a card which accrues 5% of all purchases up to $500 per year for seven years ($3500 max) which can be applied towards a GM vehicle (other than Saturn). Ford had a similar card, since discontinued. Citibank Driver's Edge offers 2% up to $500 per year for three years ($1500 total) towards purchase/lease of any brand vehicle. Combining the max of each towards a GM vehicle gives you $5000 off the negotiated price! Both cards have no annual fee.

I get many invites for cards which earn points that can be used on any airline, and many other places, but have been leery of them as I cannot get enough info on restrictions., Has anyone used this type of card and how were the true reward options, and ease of getting what you wanted? Also for Hotel branded cards like Mariott, how many point must you rack up for a free night's stay?
Thanks!

 

[westjones]

We used a Disney Visa perk to get tickets to the Lion King when it tours here in our state. They allowed us to buy tickets before it was open to the general public. I called in the first hour of the first day they allowed Disney Visa cardholders to call and most of what I wanted was already gone! I did get something close to what I had wanted, but had it not been for the Disney Visa perk, I am sure we would not have gotten anything we wanted.

So the 'perks' and the 1% reward to use for an upcoming trip make my Disney Visa my favorite card (at the moment anyway).
DJ

 

[FonFon]

I use the PayPal Mastercard (debit card) for 1.5% back, and Blue by American Express for the points - I have gotten several gift certificates from them this year, and transfer points to the frequent flyer account on whatever airline I plan to use when I plan to go somewhere. (I also transfer my hotel loyalty points to airline miles in most cases.)

 

[disneysteve]

Originally posted by amcnj
Also for Hotel branded cards like Mariott, how many point must you rack up for a free night's stay?
Thanks!

It varies by company. For Holiday Inn, free nites start at 10,000 points. Each additional nite is another 10,000.

Marriott's plan is much better. Free nites start at 7,500 points and taper down for multi-nite stays. So nite 1 is 7,500, nite 2 is 6,500, nite 3 is 6,000, nite 4 is 5,000.

Staying at a hotel earns you 10 points per dollar spent (with some exceptions). So a $100 hotel room earns 1000 points. On the Marriott Visa, you earn 3 points per dollar charged at Marriott (so 300 points for that $100 hotel room) and 1 point per dollar charged for everything else.

Both Holiday Inn and Marriott give a bonus of usually 10,000 points for signing up for a credit card. Plus the points you earn with your card are added to the points you earn by staying at the hotels.

If you catch a good double points promo, sometimes you can earn free nites with just one stay. For example, last year we stayed 7 nites in Virginia at Holiday Inn. We had 2 rooms at $150/nite for total of $2100. 10 Holiday Inn points/dollar = 21,000 points x 2 for double points special = 42,000 points - enough for up to 4 free nites. Plus I paid the bill with my Marriott Visa and got 2100 Marriott points.

Steve

 

[barbeml]

I have had the GM card for a long time--have cashed in twice already to buy and lease cars, and it has saved me a bundle. I pay my balance every month, and have now accumulated over $3,000 in free money for my next car.

Also, we have AAA Diamond Advantage Card. Every $5,000 spent earns us a $50 certificate we can apply to AAA vacation packages, merchandise, etc. They pile up fast, plus we get 5% back on our gasoline purchases.

 

[williamsle]

I use the Starwood AMEX. You earn one point for each dollar charged. Orlando area hotels include the Swan and Dolphin--10,000 points per night or 40,000 points for 5 nights. The Sheraton Safari is also a Starwood property--3,000 points per weekend night and 4,000 points per weekday night. The annual fee for the card is $30. Benefits of the Starwood card include: no blackout dates for hotel awards; and, the flexibility to transfer Starwood Points to airlines miles--20,000 Starwood Points convert into 25,000 airline miles.

 

[jgates]

Yes - watch the promos - sign up for emails or visit the websites. Marriott has a Visa promo this fall. Beginning with the 2nd paid stay you receive double points when paying with a Visa until 1/31/04 (?). We did 2 Fairfield nites on our quick jaunt to Cincy, 2 nights in Dubuque, 1 when we took my DS & his cousin to hockey game and we're doing 2 nites at Spring Hill Suites for the Music City Bowl in Nashville. I could have stayed at other comparable motels for about the same price during these stays, but this was the time with the double points to do Marriott. Also the 7500 points are normally the lower end Fairfields. But keep your eyes out - I don't know how they determine who is level 1, level 2 etc. We had some really nice location Fairfields as level 1 which really helped out on a couple of trips!