DenLo
DIS Veteran
- Joined
- Jun 3, 2009
- Messages
- 8,576
I agree with the others that always borrowing could affect you if you cancel a reservation and then the points are stuck in the current use year and you want to use them next use year. The other time it could affect you is when you are ready to sell your contracts. Stripped contracts always sell for a lower price than fully loaded contracts, plus since you used the points you will be responsible for the dues for the future year which will lower your profit slightly. BTW, you will pay the buyer at closing for the estimated dues.