#3 VS is a good place to go for decent prices and no hassles. However, depending on your dates, you can get even better rates. Booking with an actual owner is far better than an Owner Brokerage Firm like VS. If you can find a PlatVIP owner that works for their client, you can wind up with a much better deal. The reason is 2-fold. First, they can book/rebook the room for 50% of the point. What happens is they take the room out of inventory, then cancel it, then rebook it for only 50% of the points inside 60 days. Second, PlatVIP owners get 1 free upgrade inside 60-days. It is only "next available upgrade from inventory". If they are booking a 1BR Dlx and a 2BR Dlx is the first available upgrade, they get the 2BR Dlx for 50% of the points of a 1BR. If a 4BR Pres is the only upgrade inventory available, they get that for 50% of the 1BR points. Good owners pass that savings on to you.
Typical rates from private owners is $7/1000 points. You can look the
point charts up online. The only problem with a 10-day rental is that you have an additional $100 fee because it is more than 7-days. The owner/renter cannot avoid that fee.
The only additional fees you will have at WBC is by choice. There is a $100 cc hold. If you spend more than $100 in room charges, this gets consumed. If you spend less than $100, the difference is refunded at the end of the trip.