Can I borrow and buy one-time use points to complete reservation?

[mousestruck]

I have a change of plans and need to add two nights to my upcoming stay. I need 44 more points (22 points per night), but only have 27 left in my current use year. Those extra nights will be a separate reservation because we'll need to change resorts to economize, since we splurged for the majority of our stay.

So I need 17 extra points. Do I have to borrow all of those points from my next use year OR buy them all as one-time points... or can I, for example, borrow 10 points from my next use year and purchase 7 one time points. Trying to plan ahead and avoid messing up my plans for next year... or perpetually borrowing.

 

[Ben E N]

You can borrow some and buy the rest as OTU, up to 24 points. You have to call to complete this transaction.

 

[mousestruck]

You can borrow some and buy the rest as OTU, up to 24 points. You have to call to complete this transaction.

Do you know how much one-time points are now? I believe they recently went up.

 

[Ben E N]

$17 each I believe.

 

[mousestruck]

$17 each I believe.

Thanks again!

 

[CraigInPA]

I believe I read somewhere that OTU points can't be used before the 7 month mark, so this could be a consideration for you.

 

[Ben E N]

I believe I read somewhere that OTU points can't be used before the 7 month mark, so this could be a consideration for you.

Yes, they are treated as non-home resort points. Good call there.

 

[mousestruck]

I believe I read somewhere that OTU points can't be used before the 7 month mark, so this could be a consideration for you.

Yes, thank you! We are inside 7 months, so that shouldn't be a problem.

 

[OKW Lover]

So I need 17 extra points. Do I have to borrow all of those points from my next use year OR buy them all as one-time points... or can I, for example, borrow 10 points from my next use year and purchase 7 one time points.

You've already got good advice above so I just wanted to add from actual experience that yes, you can indeed do this for a reservation. You do need to call MS to do it. I've done this three times now.