I've found a resale that interests me. It is "for sale by owner," not through a realtor. It's a very small contract -- only 65 points. With such a small contract, it seems to me that the closing cost would really add a lot to the per point cost. Is it possible to buy a resale without using a closing service? (I understand that there would be risks involved in forgoing a title search and not using an escrow account.) Has anyone here done this? Is it possible for a private buyer to obtain an estoppel letter from Disney? And what is involved in registering the deed? Thanks in advance for any information!