Buy Insurance online or call?

[Bopperdoodle]

I'm getting ready to make my final payment and I have to make a decision about the insurance. I know I have to get it before my final payment. I was wondering if it is simple enough to do on line or should I call. I only need to insure the cruise, since we will be driving.

Can I get my insurance with DCL even though I booked with Expedia? Someone told me that it might be cheaper using DCL because of the flat rate of $59 adult and $49 child instead of a percent like some companies do.

Any advice will be grateful.

 

[my3kids]

Compare DCL's price with the prices and coverage at www.insuremytrip.com Then you can decide which is better.

If you buy the insurance independantly and have a wreck on the way to the port and get delayed, it should be covered. If you buy DCL's and get delayed, I don't know if it is. That is something to ask about if driving.

 

[webray]

Just make sure you know exactly what is insured..before you purchase before you make your final decision.

 

[Greysword]

You can get insurance after your final payment through a 3rd party insurer, which is recommended anyway.

Two excellent companies are:

http://www.travelguard.com

http://www.travelinsured.com

The thinking on the 3rd party vs Disney is core specialty. These companies do nothing but insurance, however, DCL is in the cruise business and offer it as a side item (probably to make a few extra $$ and match other lines). Besides, I wouldn't insure my car with Toyota.