Budget Buster - Speeding Ticket - Insurance Question?

[budafam]

So DH is out of state for training on his job... they sent him there all expenses paid for 8 days to learn from a guy they were flying in from Italy. This morning he got pulled over in his RENTAL car going 29 mph over the speed limit. Ugh. *slaps forehead!* So my question is, will this effect our insurance since it was in another state? He is actually supposed to HAVE to appear in court for it since it was so high over the speed limit but since he's from another state, the cop let him go with just a whopping fine. I'm not even sure about points or anything...

I'm always scolding him for his lead foot. He hasn't gotten a ticket in at least 6 years so I guess he was doing good but still... the funny thing is that he got it in the rental car when later on in the day he had to work on and test drive a Ferrari... lol... he wishes it had been the Ferrari, not the Elantra... lol...

 

[kydisneyfans]

It depends on recent police activity and the insurance company. My wife had a ticket for 17 over instate, took the 4 hour retraining course, and the ticket was wiped off her record. She then received another ticket for 17 over a year later out of state, paid the ticket, and the insurance company made this her 1st ticket. As long as we stay clear for another year and a half, our insurance rates will not be affected.

 

[LilyWDW]

So DH is out of state for training on his job... they sent him there all expenses paid for 8 days to learn from a guy they were flying in from Italy. This morning he got pulled over in his RENTAL car going 29 mph over the speed limit. Ugh. *slaps forehead!* So my question is, will this effect our insurance since it was in another state? He is actually supposed to HAVE to appear in court for it since it was so high over the speed limit but since he's from another state, the cop let him go with just a whopping fine. I'm not even sure about points or anything...

I'm always scolding him for his lead foot. He hasn't gotten a ticket in at least 6 years so I guess he was doing good but still... the funny thing is that he got it in the rental car when later on in the day he had to work on and test drive a Ferrari... lol... he wishes it had been the Ferrari, not the Elantra... lol...

Depends on the state the ticket was written in, the state you reside, AND the insurance company.

 

[mrsstats]

That happened to my DH in Nevada (didn't listen to my nagging about we were in a speed trap). We had a lawyer fight it for him (we belong to a legal group thru his job) and got it knocked down to just a parking ticket, still a very hefty fine but no points. If that is an option you should look into that.

 

[SplashMo]

I would get a lawyer...

200-300 dollars but worth it...

No need to appear in court. Will not go on insurance as long as you win...

There should be some high percentage lawyers in the area. We have several.

 

[kellydizfan]

Depends if the two states involve reciprocate. They may not even pick it up - depending if your state is notified of the ticket first off then if the company runs a motor vehicle report on you for your renewal.

 

[Swimalie]

Depends on the state the ticket was written in, the state you reside, AND the insurance company.

Exactly.

 

[tlenzendorf]

I got a ticket that "required" a court appearance in West Virginia(I live in WI). I was speeding, but was going enough over that it was considered a reckless driving ticket and not just speeding. I asked the state trooper about court and he said call the clerk of courts. I called and the clerk said that a no show for court means you are automatically guilty and will receive a bill for how much you owe, but you could send a letter in. I did that and a week after my court date I received a letter with my fine, $343 It never did make it back to my car insurance and I didn't lose any points over it.

 

[budafam]

I would get a lawyer...

200-300 dollars but worth it...

No need to appear in court. Will not go on insurance as long as you win...

There should be some high percentage lawyers in the area. We have several.

The fine is $206. Not worth a lawyer IMO but thanks for the suggestion

 

[a1tinkfans]

Depends on the state the ticket was written in, the state you reside, AND the insurance company.

He should take that class and get your insurance cost reduced and it eliminates ticket surcharge
Meanwhile, 29 MPH OVER the limit ...hes lucky he did not hurt himself or some other innocent family Just takes a second to hurt or kill, thankfully just a a ticket, hopefully itll bother him ($$$) enough to Slow down..............

 

[BBandDisney]

 

[java]

The fine is $206. Not worth a lawyer IMO but thanks for the suggestion

You are assuming no points though- yes you got the fine but are unsure on points. Isn't it on the ticket? That would be worth hiring a lawyer for.

 

[GaSleepingBeautyFan]

I got a ticket out of state a couple of years ago.

I was told I was going 10 over the speed limit and the officer said if I had gone just 8 over he wouldn't have stopped me. I thought I was only going 8 over but it wasn't worth fighting in court over the amount.

I was trying to get to my sister who had just had emergency brain surgery and a mini stroke during the surgery. The doc told me he wasn't sure if she would make it and I'm the closest family member so I wanted to get there in time. I should've told all that to the officer to see if it would've made a difference but I was in a hurry so didn't. (She made it through and the only side affects she has is very little short term memory and occasional walking problems. Yay!)

So back on topic - I paid it online when I got home (it was VA, by the way) and it never affected my insurance and I never got any points on my license.

And tell him to be careful of speeding in Georgia if he's ever in this state for training. 29 over will get you the super speeder fee on top of the ticket and I've read it's very high.

 

[Leajess99]

I just got a ticket yesterday in Indiana while going with the flow of traffic. It was seriously bumper to bumper with a guy riding my bumper. The cop said he pulled me over because i was driving faster than the car in front of me. It would have been nice to have more room but there was no way.

Anyway, apparently in Indiana the cops can also open your car door without permission as that is what this one did. I will be contacting the Head of ISP because opening the car door without permission is not legal. He had no business opening my door as my window was down.

This was my first ticket in almost 18 years and really irritating because I had been trying to get in the other lane. Every time I tried to slow down the guy behind would get closer to my bumper. Shoot pulling over for the cop (he was standing on the side of the road and waved me over and stupid me stopped rather than making him get in his car and stop me that way) almost cost me the rear of the car because the guy was not slowing down.

I am looking at my options because I think it is messed up that he pulled me over and left the first one he caught

 

[Lehuaann]

We went through an out-of-state traffic violation last year. For us, the killer was that DH has a CDL (we were in personal vehicle). Unfortunately, any moving violations in a commerical OR personal vehicle with a CDL makes him auto exempt from driving school AND depending on one's employer, could place your job in jeopardy.

And just like you the officer wanted us to just pay the fine...but what he's really saying is;

You, being out-of-state, will prob not make it to court so; pay the fine and automatically admit guilt...and take a serious hit to your driving record...and watch your insurance rates go sky high.

Is that what you want? Not me.

Yes, it depends upon the state of violation, state of residency, and insurance co. But ultimately there's no guarantee that it will not be reported to your home state.

In your situation let's just say worse case scenario. Your state participates in *DLC. Anything over 25 mph is considered a serious conviction (arrest/license revoke) which makes your DH ineligible for driving school and the citation reported to your state's *database for your insurance, employer, and anyone else doing a background check to see.

(*Driver License Compact database, signed by 45 states plus the District of Columbia. Even the 5 non-member states who supposedly don't participate, DO. This I know.)

If you are at-all concerned about the seriousness of the assessed points on your driving record and potential for sky-high insurance rates, then I would suggest you hire a traffic attorney in the county/state of the moving violation (our cost was a flat $99). It's very easy, but needs to be done before the fine is due (30 days?). Once in place, you do-not pay the citation, just the lawyer's fee.

Finally, on your court date, your attorney will represent you and depending on how they plead/past driving record/the officer not showing up in court/evidence/etc, it's at the discretion of the judge to show leniency.

We received Adjudication Withheld (no points) and the only requirement was to pay the amount of the citation/court cost $160...so for us, that $99 was totally worth it.