Borrowing points

[Dano1182]

OK help for a simple mind here.

I have 210 point contract
for 2011.
I have 170 avail so i need to borrow 40 points to complete a tentative reservation.

1.If i borrow these points from 2012 to get the needed 210 and then change to a 170 point ressie can I use the borrowed points and then bank the left over 2011 points?(Not sure if that makes sense)

2.If i borrow 40 points every year will I have any problems until contract expires?

 

[chalee94]

1.If i borrow these points from 2012 to get the needed 210 and then change to a 170 point ressie can I use the borrowed points and then bank the left over 2011 points?(Not sure if that makes sense)

yes - make sure MS includes the borrowed pts in the 170 pts that are used to book the reservation...then bank the 40 current year pts that were left over.

2.If i borrow 40 points every year will I have any problems until contract expires?

every 5 years or so, you won't have any more pts to borrow and would have to skip a year...that's the only downside.

 

[Dano1182]

I am not getting it.


I have 210 points total.
Last year iI used 250 points so I neeeded to borrow 40
Points.
This year I need 210 points.I have 170 for 2010
I borrow 40 points from 2011 to get my 210.
Next year 2011 I start with 170 points.
and have 210 in2012.
Why will I run out of available borrowing points in five years?

 

[disneynutz]

I am not getting it.


I have 210 points total.
Last year iI used 250 points so I neeeded to borrow 40
Points.
This year I need 210 points.I have 170 for 2010
I borrow 40 points from 2011 to get my 210.
Next year 2011 I start with 170 points.
and have 210 in2012.
Why will I run out of available borrowing points in five years?

You won't run out of points, but in reality you probably won't use the same number of points each vacation. Either you will change something or Disney will.

Bill

 

[chalee94]

sorry - i was thinking you would be using 250 pts per year - so you would eventually borrow down till you had a year where all of your pts were used up...

my bad.

 

[Dano1182]

Thanks
For some reason I was stuck