Borrowing Limited to 50%?

[WDWRook]

Hello,

I have points that need to be used, so we are planning a trip for this June. Our home is the Poly, but we are looking to try different resorts with an eye to maybe buy some resale points. I'm looking to do a split stay between Kidani and maybe Boardwalk, however to make my plans work I'd have to borrow more than 50% of my 2021 points (Sept UY). If I do a split stay and book two different stays (one at AK and one at BW), and neither individually need more than 50% of my 2021 points but combined it does, will that be allowed? Or will it get cancelled?

Also, I assume one time use points are not available now?

 

[skeeter31]

It won’t allow you to use more than 50% of your next UY points, even if it’s spread across 2 reservations. It will cancel one of them.

I believe one time use points are available though.

 

[WDWRook]

Thanks. OT points might make it work.