I am slowly closing on my 11 month window for booking a trip next September/October. I have a SEP use year, and do not expect that I will use my remaining 2023 points in the next 11 months. So of course I'd like to use them for this trip. Do I need to bank the points before I use them, or will the system take my "oldest" points to make the trip. Based on my initial research, I think I need to bank them, but I'm still pretty new at this and would like to ask some DVC vets. Thank you!