Booking 7 Months Out--Borrowing Points

[DisneyStarWisher]

Next month, I am wanting to book a non-home resort for a February 2022 trip. I would like to borrow my HHI points from next year (since I have no plans to use them next year) and then finish the reservations with AKV points. Most of the AKV points will be current points, however. Will they allow me to borrow points from one contract before using current points from another? Also I will be one point short so I will want to borrow one AKV to finish the reservation. Will this work?

 

[_auroraborealis_]

Will they allow me to borrow points from one contract before using current points from another?

Yes.

Also I will be one point short so I will want to borrow one AKV to finish the reservation. Will this work?

I think so. Same UY, right?

 

[DisneyStarWisher]

Yes.



I think so. Same UY, right?

Yes. We have two HHI contracts and one AKV contract, all with a June UY. We want to extend our February trip and would like to book at the Poly. (May be doing a transfer but want a backup if it doesn't work out.) Here is what we will have available to use:
HHI:
2022--38 points

AKV:
2021--36 points
2022--100 points

The reservation we want is 75 points. I would like to borrow the 38 HHI points first, then use the 36 AKV points and finally borrow 1 AKV point.

 

[_auroraborealis_]

You'll be fine.

If you had two UY it would be a lot more pain to make work, but on the same UY you will be fine.

 

[Sandisw]

Just be sure the HH contract is checked first. Then when you go to borrow, you will borrow from HH and the AKV will be listed second to use the current points.

 

[KPeterso]

Yes. We have two HHI contracts and one AKV contract, all with a June UY. We want to extend our February trip and would like to book at the Poly. (May be doing a transfer but want a backup if it doesn't work out.) Here is what we will have available to use:
HHI:
2022--38 points

AKV:
2021--36 points
2022--100 points

The reservation we want is 75 points. I would like to borrow the 38 HHI points first, then use the 36 AKV points and finally borrow 1 AKV point.

I may be incorrect but borrowing has been capped at 50% (and I have not seen anything yet about that changing yet. Since the February reservation would be before the start of your UY, you would only be able to borrow a max of 19 points from the HH contract. So you would use 19 from HHI, then the 36 from 2021 AKV and then need to borrow 20 from AKV 2022 UY.

 

[DisneyStarWisher]

I may be incorrect but borrowing has been capped at 50% (and I have not seen anything yet about that changing yet. Since the February reservation would be before the start of your UY, you would only be able to borrow a max of 19 points from the HH contract. So you would use 19 from HHI, then the 36 from 2021 AKV and then need to borrow 20 from AKV 2022 UY.

Oops I forgot about the 50% restriction. Actually I have two 50 point contracts. I was going to borrow 62 points for a HHI trip next spring before I borrowed the remaining 38 points for the Poly trip next February. None of that will work. Back to the drawing board!