Biggest Medical Rip Off?

Discussion in 'Budget Board' started by Dancind, Sep 11, 2018.

  1. Dancind

    Dancind Tinkerbell's Mom DVC Gold

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    I nominate Cryotherapy, when you go to a nurse practitioner and they use the spray to freeze a small mole etc off your skin. Used to be part of the visit, now it's considered "surgery" for health insurance. We have BCBS. I had one done on my back, and got a copay bill for $155. Husband had to pay $150 for one last year.

    Tempted to try this at home.
     
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  2. barkley

    barkley DIS Veteran<br><font color=orange>If I ever have a

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    cpap supplies rank up there-over $1500 billed to our insurance company for a few small paper filters and a flimsy thin rubber mask.
     
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  4. Dancind

    Dancind Tinkerbell's Mom DVC Gold

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    Probably everything could be included. Husband had a MOHS and the bill to insurance for that was crazy.
     
  5. pearlieq

    pearlieq <font color=green>They can sit & spin<br><font col

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    My husband once spent 22 hours in a hospital in CA. He uses a CPAP, but they refused to let him use his own and insisted on putting one of their BIPAP machines on him. They literally just stuck it on his face--no evaluations, no setting modifications. We were charged $6000 for this.

    For reference, a brand-new CPAP that you can use for years costs about $900. :furious:
     
  6. DisneyHardin

    DisneyHardin DIS Veteran

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    Room and Board at the hospital. I just spent 7 days in the hospital because of a pulmonary embolism. They diagnosed it the first night in the ER. I then had to just hang out at the hospital having my blood checked once a day until my INR was 2. I got the EOB the other day and it was $35,000 for very little "Medical care", more or less just a bed and 3 TERRIBLE meals per day.
     
  7. gwynne

    gwynne Ad astra per aspera

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    Crazy billing aside, that must have been a scary experience. I hope you are feeling much better. :flower3:
     
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  8. Pooh2

    Pooh2 Dis Veteran

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    If I go through insurance, my machine will cost me $100/month rental fee with no end in site (Have $5,000 deductible so not likely they would end up ever paying for it). It was $400 to just outright buy it myself. Now I just buy everything through cpap. com without dealing with insurance.
     
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  9. amcnj

    amcnj DIS Veteran

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    There are a lot of them, but I always love when a prescription co-pay is higher than the full cost of a prescription.
     
  10. kymom99

    kymom99 DIS Veteran

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    In that case you don't pay the copay, you pay the cost of the prescription.
     
  11. LJSquishy

    LJSquishy DIS Veteran

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    Anything to do with a hospital. I think they charge $30 for a dose of ibuprofen or aspirin. I had to pay $1,500 just to get 2 bags of fluids via IV for dehydration and I was there for 1 1/2hrs...that was after insurance.
     
  12. kydisneyfans

    kydisneyfans <font color=blue>It may be because they are too em

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    My kidney stone at Disney came in at over $21,000 for a 2 1/2 hour ER visit. My portion was $1250, which I negotiated down another 20%. We're currently fighting a $1900 lab bill to determine our son had ecoli from a local restaurant. Insurance states the test our son was given isn't covered and that particular test should not have been used. I believe the doctor is going to write that off completely. Our insurance cost is a flat $250 for an OP visit, whether it is basic labs or OP surgery-makes no sense. My $277 x rays and $262 lab bills were each billed out to me at $250, my wife's $18000 achilles tear repair surgery was also billed out at $250.

    Don't get me going on prescriptions. Humira alone has gone up over $1500 a month this year. Stated cost is over 65K a year now. I'm paying $5 a month.
     
  13. GZanta77

    GZanta77 (fka: uksaint)

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    My son managed to dislocate his fingertip a few years ago. He got an x-ray, then the orthopedic surgeon assessed him for 5 mins, gave him an local injection to numb the pain, and then pulled the joint back into place. Total time in dr's office ~ 40 mins. Imagine my surprise when I saw the bill that went to insurance was almost $6,000 for 'Finger Surgery'. Fortunately my co-pay was only $40.

    What a scam!
     
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  14. amcnj

    amcnj DIS Veteran

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    Yes, I realize that, but it still seems silly that it is not the lesser of the co-pay or the actual cost, and that you even need to take notice of such a possibility.
     
  15. amcnj

    amcnj DIS Veteran

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    Another thing that annoys me is when you are at a hospital who is in a plan, yet they use say an anesthesiologist who is not covered by the plan, and you are the one who has to try and rectify the matter.
     
  16. Dakota731

    Dakota731 DIS Veteran

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    Even worse than people doctors is pet care! I spent $1500 while they tried to figure out skin lesions on my dog (which they never did). Finally said must be allergies!
     
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  17. Tiki_Sara

    Tiki_Sara Mouseketeer

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    I'm from a country with socialised medicine so everything medical seems scary and a rip-off in the US when you first get here, though I am getting used to it now. We can discuss the pros and cons of both systems, of which there are many for each, but mostly its just a case of getting used to a different way of doing things.

    HOWEVER I've just found out that even with good insurance, it's going to cost me 2.5k to have a crown put on a tooth and I am in shock. Think how many days at Disney I could have for that ;) Say what you like about Brits and their teeth (and people do, frequently) but a crown will set you back about $60 with an NHS dentist.
     
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  18. mjkacmom

    mjkacmom DIS Veteran

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    My son spent 3 nights in the hospital for a ruptured appendix. He had an CT scan in the ER showing it was ruptured, 3 blood draws, 1 X-ray, no surgery (the plan was wait and see), IV drip with pain meds and antibiotics. He had s surgery team he never met. It was about $15000.
     
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  19. starry_solo

    starry_solo DIS Veteran

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    A basic crown shouldn't set you back that much money, even without insurance.
     
  20. Tiki_Sara

    Tiki_Sara Mouseketeer

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    Thanks, I'm going to get a second opinion on this, for sure. Am hoping I just picked the 'wrong' dentist and somewhere else will be much cheaper.
     
  21. jaybirdsmommy

    jaybirdsmommy DIS Veteran

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    Getting charged a $100 copay for a doctor examination in the ER when my son cut his head and needed super gluing. Thing is, the doctor on duty never even came in the room, the nurse practitioner did the exam and the gluing. The dr said hello as we were walking in.

    $152.00 charge for same son for a single nutritionist visit - not covered by our insurance. Kid is 15, he could possibly be on my insurance for 10 more years, they'd rather him develop diabetes and pay for that treatment until he ages out of my insurance. I don't mind paying, it's just nuts to me that they won't cover it. Seems cheaper than 10 years of diabetes treatment. They've balked at paying for a lot of his diagnostic tests trying to figure out what was wrong, as well.
     

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