Beginning the process

[Jennasis]

And the info out there (and in here!) is a bit overwhelming. We are considering buying into DVC, by resale of course. Some of the stuff has my head swimming! So I'll just cut to the chase...

1. We typically travel in September or October. What is an ideal use year and why?

2. If we purchase through resale can we use our points to stay at ANY DVC property at WDW as well as Aulani, Grand Californian, Vero Beach and Hilton Head? We understand that cruises are pretty much out of the question as well as ABD and using points to trade with RCI for vacations other than Disney. We have no interest in that anyway.

3. What are the banking/borrowing rules? As in what is the deadline for banking unused points from current year or borrowing from next year? Banked points must be used in the following year or they are lost correct?

 

[chalee94]

1 - Aug or Sept. Ideally, you want to travel early in your use year to give you more options if you need to cancel.

UY has nothing to do with booking.

2 - resales can also trade through RCI - not a great option but it is an option.

You can book any DVC resort "subject to availability" - which can sometimes be an issue.

3 - banking and borrowing are final transactions - once you move the pts, that is where they stay. you can bank pts in the first 8 months of your use year.

You can borrow at any time. You only borrow when you need to to book a stay.

 

[a742246]

Someone just asked a similiar question, if you go to this post

http://www.disboards.com/showthread.php?t=3241977

and read it you will have a better idea.

Then come back with more questions.

 

[Jennasis]

Someone just asked a similiar question, if you go to this post

http://www.disboards.com/showthread.php?t=3241977

and read it you will have a better idea.

Then come back with more questions.

Awesome, thanks! I'm sure I will have tons more questions the deeper in we get!