Banking question with add on

[john23tc]

If I do an add on at my home resort for 25 points and my use year is September, I can only bank 50% of my points after Feb.1st. So does this mean I can only bank 50% of the 25 points that I added on, even though I only banked 23 of the original contract points? Do all the points get added together now(original and add on) and I can bank 50% of the total amount of points I own or do lose 50% of my add on points because I can only bank half of those now? My guide said I can only bank 50% of the 25 add on points because my use year is Sept and I can only bank 50% after Feb. 1st. I only banked 23 of the original 200 points, so doesn't this mean I can still bank all 25 from the add on? 23+25=48(less than half of the 225 that I own) Thank you in advance, John

 

[DebbieB]

No, the banking limit is on your total points. If you have 225, you can bank up to 112 now total (including any previously banked points).

 

[drusba]

The banking rules apply to the total points you have regardless of whether they are original or add on. Thus, if you had 200 points and add-on 25, you now have 225 total and can bank all by Feb 28, up to 112 by May 31, and up to 56 by June 30 when you have a Sep use year. Your guide is wrong on this one.

 

[john23tc]

lower the cost per point to buy into the DVC? After another bad day on Wall St. I am beginning to wonder what Disney would do if the economy got really bad and people just weren't buying into the resorts as much as they would like us to. Maybe they would just offer better incentives to buy(kind of what they do at Vero). Any opinions?

 

[john23tc]

I should of started a new thread.

 

[john23tc]

Thank you Debbie and drusba.