I'm a new member of DVC just bought in June 2010 on our trip. Received bonus of 100 points for August 2009. I'm confused on how to bank these points. I want to use them next June 2011. When can I bank these points? Do I have to do it by a certain date? In August I will receive another 100 points which is my UY which will give me 200 that I want to use for my June 2011 trip. Very confused - when I go on DVC members website it shows my August 2009 100 points but says my banking is at 0%. Will I not be able to use these points in June 2011? Thanks to anyone who can help.

Be sure you have them banked tomorrow. If the Guide or person at MS cannot help you do this speak to a supervisor. It may have been a simple oversight, since your banking deadline was several months before you purchased.
We originally planned an Aug UY but ended up going with Dec UY. Our guide said he would bank the 2009 pts for us if we were to go with Aug UY, so you may want to check with your guide too.