Bank before booking!?

[Jon84]

HI All, trying to get my head around the system without seeing it so I am ready for when we close our resale and get our points etc.

Background Info:
Use Year is Sept
Will get points in Sept 2020 and Sept 2021
Plan to go on a trip 3rd Sept 2021


My assumption is:
I don't need to borrow from 2021 as the trip will take place in the 2021 use year?

My question is:
I'll be booking at 11 months in October 2020, do I need to bank the 2020 points before making the booking to protect them should the trip not happen? Would this then allow me to rebook after Sept 2021?

Thanks!

 

[Sandisw]

If you want to use the 2020 points than yes, bank first As they can’t be used for that trip until they are.

No borrowing needed if you have 2020 and 2021 UY points that are enough as that trip is in your 2021 UY.

If you cancel at least 31 days before the trip, then the banked points will be goo until August 31, 2022.

And, your 2021 UY points will be good until that date, unless you bank them into 2022 UY, then they will be good until August 31st, 2023

 

[Jon84]

If you want to use the 2020 points than yes, bank first As they can’t be used for that trip until they are.

No borrowing needed if you have 2020 and 2021 UY points that are enough as that trip is in your 2021 UY.

If you cancel at least 31 days before the trip, then the banked points will be goo until August 31, 2022.

And, your 2021 UY points will be good until that date, unless you bank them into 2022 UY, then they will be good until August 31st, 2023

Thanks Sandi!

That makes it clear Didn't want to get hit with the 50% borrow restrictions