Balance payment by pre-paid gift card?

[Mommy2cody]

Hi everyone! I have a total newbie question! I received a prepaid gift card for my birthday, can i use it to pay on my balance??? It is not a Disney gift card, just a regular prepaid one.

Thanks!

 

[princessdi]

I would think so as long as it is a card Disney takes (Visa, Mastercard, etc) and the amount paying is equal to or less than the amount on the card you are using. Hope it works out, but I can't imagine why not if the two above are ok. Good luck!!

 

[sarmat1]

You can, but be aware of one thing. For whatever reason, WDW Travel is recorded on most prepaid cards as a transaction requiring a 20% holdback. Typically, when you go to a restaurant, they will put a hold on a credit (or debit) card for 20% more (to cover tip, etc). The WDW Travel transaction does the same thing (I don;t know why). So be sure that you have the amount you want to charge plus 20% available on the card, otherwise it will likely decline and you'll have to choose a lesser amount to pay. The 20% should release by the next business day.

 

[lustergirl]

You can, but be aware of one thing. For whatever reason, WDW Travel is recorded on most prepaid cards as a transaction requiring a 20% holdback. Typically, when you go to a restaurant, they will put a hold on a credit (or debit) card for 20% more (to cover tip, etc). The WDW Travel transaction does the same thing (I don;t know why). So be sure that you have the amount you want to charge plus 20% available on the card, otherwise it will likely decline and you'll have to choose a lesser amount to pay. The 20% should release by the next business day.

When did they start this? I have used prepaid cards in the past with no extra 20% taken out.

 

[sarmat1]

When did they start this? I have used prepaid cards in the past with no extra 20% taken out.

I used several Visa gift cards earlier this month, and the 20% was put on hold. Ultimately the hold was released the next day, but it's existence made it impossible to empty out these cards paying WDW. I don't know if it's specific to Visa branded cards, but I was surprised that this was the procedure (as was the CM trying to figure out why the cards were declining).

 

[raven69david]

I've used Disney gift cards, Visa debit cards and Visa credit cards to make my payments on my reservation and never have I had this happen. I've never used a Non-Disney gift card to make a payment so I'm not sure if it's related to Non-Disney branded cards or not. But I do know that other forms of payments do not incur this type of charge. The code on the purchase is what generates this hold by the bank - not all banks do this.

 

[Mommy2cody]

OP here, after thinking about it i do remember them putting a hold on my credit card when i put my deposit down. I think i will use my pre-paid card to buy a Disney gift card and use that to pay my balance! Thanks fof the help everyone!