Yes we did have the all inclusive package where
DCL booked our insurance, flight and transportation. Otherwise I wouldn't be so gutsy, lol. Okay, okay, just so you know we may plan to drive down (18 hours

). Might visit family in Panama City before finishing the trip the next day. But yes, the only reason I would have kept our flight is because it was booked through Disney.
Edit: By switching over to a WDW vacate, I was more considering having the cruise refunded and simply apply those funds to a WDW spurt of the moment vacation. We really would be happy with either.