Anyone have the Disney Credit Card?

[MinnieVanMom]

See the budget board for more info on the Chase Card. They raise rates for no reason and at anytime. Their reward program is the weakest in the industry. 1 reward for each $100, even amex does better than that.

 

[luv2saveabuck]

It is not the lowest rate around, but you can earn a few extra bucks with it. We just got ours a few months back. We had saved up the $ for our trip this year, so we charged the trip to the card, then paid it right off. That alone got us over 20 bucks! I have since been paying all our monthly bills thru the card and we will have well over 50 bucks when we get there next month.

The points are good for 5 years after they hit your card, but the rewards card is only good for a year and can't be transferred back into the balance. I believe there are 2 places in WDW where you can get a rewards card if you forgot to order one. For all you westerners, you get free stroller rentals in the land.

 

[DLBDS]

I have the Disney Visa just for the perks. It's not my primary card. For the most part, you have to spend $100 just to get $1 in rewards. If you want to maximize rewards there are much better offers out there. Use a cash back card and get a Disney gift card with the rewards $$ you get back. (Disney gift cards are reloadable!) You can use the gift card on ANYTHING Disney. Even the food carts at WDW accept them!