We are still trying to analyze the Best Rate Program , we will be in WDW July 4th - 14th

I am planning to purchase AP(s) for all 4 of us (Family ) when we arrive, we were then looking into a return visit this Nov hoping for AP rates, due to the fact we do not yet have our AP(s) we are not Even able to book online or check the rates offered for AP holders. I have talked with a lot of people who purchase their AP(s) when they arrive in WDW , however if we are to use this System on line we are being told we must have a pass or voucher in hand, this part of the program alone is causing a lot of problems, I know that one has to have the AP in hand at check in; and Should, however to book a room with a pass that you will not use for 120 days is asking a lot, I do know if one has the AP because they have already been to WDW then this is not as issue , however we purchase our AP(s) the first day we need them and use them as such: July 2005, Nov 2005 and June 2006/ then we do not renew . We will then purchase new Ap(s) July 2007 for use July, Nov 2007 and June 2008. So there will be a gap of not having AP(s) in hand when we make the Res. But as stated we do purchase them when we arrive. Most of the guide books and web sites we read about Disney states that you should not purchase AP(s) until you are in WDW unless you think there will be an increase in price. The reason they state is because there is no need to spend that kind of money until you are going to use the AP(s),
I think the Best Rate Program might work however I feel that one should not have to have the Voucher or Pass in hand just to book a room or even find out the rate for that room

. I also do not agree with those who book a room and never show an AP at check in or have them at all, we all know that this could be solved if the CM would ask for them and require them at check in. If this was strictly enforced then problem Solved. I also feel that if one checks in with an AP rate and dose not have an AP in hand and has no intention of getting them

then they should pay the $50 change penalty and of Course rack rate. Again to me this would solve some of these issues.
Just my thoughts, and dose anyone know the AP rates for Nov 19-26th 2005
thanks