Another Banking Question

[asunutgirl]

We are fairly new members and I'm still trying to figure this all out. We are considering adding another contract and if we do, we will end up with 2013 points. We've already booked our Aulani vacation for this year and a two night stay at BLT for another trip by using our 2012 and 2013 points and borrowing from 2014. We did all this before deciding to add on a contact.

If we end up with 2013 points, I know I have to use or bank them. If I don't want to use them in 2013 or 2014 can I bank them into 2015?

So confused...

 

[chalee94]

If we end up with 2013 points, I know I have to use or bank them. If I don't want to use them in 2013 or 2014 can I bank them into 2015?

So confused...

1) make sure you understand that you are talking about UY and not calendar year.

2) in general, you can bank pts forward 1 year only. that transaction is final and they will expire if not used by the end of that UY.

 

[asunutgirl]

Yes I am focusing use year. We have a March use year.

 

[chalee94]

Yes I am focusing use year. We have a March use year.

right.

so march 2013 UY pts can be banked forward and used for a stay from march 1, 2014 to feb 28, 2015. but if not used for a stay by feb 28, 2015, they will expire.

 

[Sandisw]

If you buy direct from Disney and have borrowed points prior to adding on, they will actually allow you to replace the borrowed points with the newly purchased current UY points and will then put back your 2014 points.

It is the one and only time they let you unborrow. This does not apply to points that were acquired via the resale market.

 

[asunutgirl]

Thanks for the info - this is very helpful!