Am I missing something?

[DsneyDude1]

I am looking at resale contacts. Say for example, a contact has 200 points. October use year. It has zero 2021, 50 for 2022, and 200 for 2023. How is it possible that they already used 150 of the 200 in October 2022 use year when it is not here yet? Maybe a vacation after 10/1/22? OK, but how can they sell now then? I am a bit confused.

 

[DebbieB]

I am looking at resale contacts. Say for example, a contact has 200 points. October use year. It has zero 2021, 50 for 2022, and 200 for 2023. How is it possible that they already used 150 of the 200 in October 2022 use year when it is not here yet? Maybe a vacation after 10/1/22? OK, but how can they sell now then? I am a bit confused.

Possible transfer

 

[MinBz]

Usually a Delayed Closing. Happened to a resale contract I just bought. Offer accepted in Sept but didn’t close until the following April (after their vacation)

 

[DsneyDude1]

I thought of this after I made an offer. I will ask my Concierge when she calls this week. It's not a delayed closing according to the listing. But the transfer is a possibility.

 

[The Jackal]

I think they used to allow 2 years worth of borrowed points for cruises.

 

[chalee94]

I am looking at resale contacts. Say for example, a contact has 200 points. October use year. It has zero 2021, 50 for 2022, and 200 for 2023. How is it possible that they already used 150 of the 200 in October 2022 use year when it is not here yet? Maybe a vacation after 10/1/22? OK, but how can they sell now then? I am a bit confused.

If you are talking about the 50% borrowing rule, that can be explained by the transfer and cruise theories.

But I could have called in Nov 2020 to book a stay in early Oct 2021 with my Oct UY pts and borrowed from my 2022 UY if I needed the points at that time (again, not counting the recent borrowing limits). You don't have to wait till your 2022 UY starts to use 2022 UY pts.

 

[DsneyDude1]

If you are talking about the 50% borrowing rule, that can be explained by the transfer and cruise theories.

But I could have called in Nov 2020 to book a stay in early Oct 2021 with my Oct UY pts and borrowed from my 2022 UY if I needed the points at that time (again, not counting the recent borrowing limits). You don't have to wait till your 2022 UY starts to use 2022 UY pts.

Valid point. Thanks all for your responses!