Add on at resort outside of Disney World

[Dtw002]

We have 200 points at BCV, which is what we’ve always wanted. At 1 bedroom 200 points is good, but a little tight to make work for an every year/ other year trip.

I’m looking to add on at Hilton and wanted to get opinions. I checked the RAT and there are plenty of Disney world availability between now and July (inside 7 month). And they are building a ton more, which will take years to sell/fill. With the BCV as the base, think adding cheap points offsite makes sense? I know the dues are more, but did the math and am unconcerned considering the initial saving.

Appreciate your thoughts. Thanks!

 

[skippytx]

If you never intend to stay at Hilton, don't buy points there. If you want less expensive points than BCV, at least buy SSR or OKW. Wait for a good contract to come along. Point purchase is a one time cost, Dues compound over time, I would double check your math. I haven't done the math, but I think your break even on 200 SSR points vs HHI points is probably less than 10 years.

 

[Dtw002]

The initial purchase savings is $5400 on the contract but running out the maintenance fees comes to $7100 the other way. You are right, in the end it’s $2k more but that’s in 2042. That assumes they both stay the same (which obv they won’t); also assumes they would increase/decrease (ha) at the same pace.

 

[disneynutz]

Don't forget the HH special assessments for storm damage.

Bill

 

[Deb & Bill]

Buy HHI, Aulani and VB if you plan on staying in those locations. If you only want to stay at DL/CA, only buy VGC. If you want to stay at WDW, buy a WDW resort only. That way you have some points that you can book at 11 months out and try to change at seven months out.

 

[_auroraborealis_]

The coastal hurricane effect has been seen several years running now.

 

[Marionnette]

The initial purchase savings is $5400 on the contract but running out the maintenance fees comes to $7100 the other way. You are right, in the end it’s $2k more but that’s in 2042. That assumes they both stay the same (which obv they won’t); also assumes they would increase/decrease (ha) at the same pace.

In the past 5 years, HHI dues have outpaced OKW in % increases every year. In 2019, HHI dues rose 10.9% over 2018. OKW rose 7.6%. That's on top of dues that were already the second highest in all of DVC (only VB is higher). If I were to make any assumptions, it would be that HHI dues will continue to rise at a faster rate than the Orlando resorts.

 

[Dean]

I wouldn't unless you intend to stay there part of the time. You take risk, have something worth less and don't have an 11 month option at WDW. Availability has been an issue the last few years and no one knows what the current changes will do to availability. If you're a little tight you might be better off doing one or 2 trips on cash or a rental or even trying something other than Disney. It depends on various needs but from a # of points angle, it depends on how much you're off. If it's 25 a year, you likely would be better off not buying or waiting to see if resales go down; if it's 50 or more, you might want to buy either cheaper points or a different destination resort that's hard to get at 7 months out.